If you have upcoming trips to any of the IHG brands, including Holiday Inn, Crowne Plaza, Kimpton, Intercontinental and Hotel Indigo, a Card with IHG Cobrada You can save hundreds of dollars year after year.
Now is the perfect time to apply, since for a limited time, the two personal cards have the highest welcome offers we have seen in at least eight months. IHG currently offers two personal and commercial credit card.
Let us examine these welcome offers and determine which IHG One reward card is the best for you.
Comparison of IHG One credit card welcome offers
*The bonus value is based on May 2025 of TPG Valuations and is not provided or reviewed by the issuer.
IHG One rewards the Premier Credit Card
If you stay at IHG Properties at least a few times a year, the IHG One rewards the Premier Credit Card It can be the right choice for you.
Welcome Bonus: For a limited time, earn five nights free (up to 60,000 points per night) after spending $ 5,000 in the first three months from the opening of the account. This offer ends on July 23.
If you get maximum every night with 60,000 points, the bonus could be worth up to 300,000 points. According to the TPG in May 2025 ValuationsThat makes it worth up to $ 1,500.
This coincides with the card The highest Welcome offerwhich has only been offered once in the card offers of the card (in September last year). However, it requires additional $ 1,000 at minimum expenditure ($ 5,000 instead of $ 4,000). Despite this higher minimum expenditure requirement, it is now a good time to apply if you have been looking at this card.
Annual rate: $ 99
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Profit rates: Card holders win:
- 10 points per dollar spent on IHG stays
- 5 points per dollar spent on all other trips
- 5 points per dollar spent on gastronomy (including eligible delivery and delivery services) and service stations
- 3 points per dollar spent on all other eligible purchases
Why do we like: This card comes with a free night that is worth up to 40,000 points on each account anniversary and the option of Cover your reward To redeem it for a more valuable night.
Other important advantages include Platinum elite status IHG of courtesy (with a path to Diamond), up to $ 50 from a United Travelbank in cash per calendar year, reimbursement for its application rate to Global entrance, TSA PRECHECK either Nexus Every four years and more, all for an annual rate of $ 99.
Card factorization benefit of the fourth night (When you use points to pay three nights and get the room as a bonus) it is an important consideration when thinking about the potential value you can obtain. The reward nights begin at just 10,000 points each, ranging from practical options in the United States to accommodation abroad in Berlin, Brazil and beyond.
For more information, see our Complete Review of the IHG One Rewards Premier Card.
Apply here: IHG One rewards the Premier Credit Card
IHG One rewards travelers’ credit card
If you only stay with IHG once or twice a year, the IHG One rewards travelers’ credit card It may make more sense to you than IHG’s premium option.
Welcome Bonus: For a limited time, there is 120,000 bonus points after spending $ 2,000 in the first three months from the opening of the account. This offer ends on July 23.
According to the TPG in May 2025 ValuationsThis bonus is worth $ 600.
This coincides with the highest offer we have Seen on this cardwhich last offered more than two years ago, which makes it now an excellent time to apply.
Annual rate: $ 0
Profit rates: Card holders win:
- 5 points per dollar spent on IHG stays
- 3 points per dollar spent on public services, meals (including eligible delivery and delivery services), selected transmission services and service stations
- 2 points per dollar spent on all other eligible purchases
Why do we like: This card offers a courtesy Silver status and the ability to obtain a fourth free night in the reservations where you pay with points. In addition, the current welcome bonus is solid for a cardless card in advance.
For more information, see our Complete Review of the Traveler IHG One Rewards card.
Apply here: IHG One rewards travelers’ credit card
IHG One rewards the premier commercial credit card
If you own your own business, you may want to consider the IHG One rewards the premier commercial credit card.
Welcome Bonus: Gane 140,000 points after spending $ 4,000 in the first three months from the opening of the account.
TPG in May 2025 Valuations Piga those 140,000 IHG points up to $ 700.
This is the standard offer on the card. The greatest bonus we have seen offered were 175,000 bonus points just over a year ago (not already available). Therefore, it is possible that it remains better to apply until there is a higher advantage.
Annual rate: $ 99
Profit rate: Card holders win:
- 10 points per dollar spent on IHG stays
- 5 points per dollar spent on food stores, gas, offices supply stores, search engines, social networks and trips
- 3 points per dollar spent on all other eligible purchases
Why do we like: The IHG One Business Credit Card Imitations Imitations mimics many of the same great advantages of consumer IHG One rewards the Premier Credit Card.
For example, the annual free night award (for a value of up to 40,000 points) can be overcome with an unlimited number of points, and will also enjoy the elite benefits thanks to the IHG Platinum automatic elite state.
IHG Premier presentation card holders can also obtain an additional free night award for up to 40,000 points (which can also be overcome with additional points) after spending $ 60,000 each calendar year.
Other benefits include the reimbursement of your application rate for global entry, TSA Precheck or Nexus once every four years, a fourth free night in the awards and up to $ 50 by United Travelbank credit each calendar year.
For more information, see our Complete review of the visit IHG One Rewards Premier.
Apply here: IHG One rewards the premier commercial credit card
Reasons to obtain an IHG One rewards card beyond the bonus
Obtaining a part of the bonus points to add a new card to your wallet is very attractive, but these three cards offer a lot of potential value beyond that initial points.
Elite status
Each IHG One rewards card offers a free elite status.
For example, IHG One Rewards Premier and IHG One rewards the premier business Card holders receive elite status IHG Platinum.
It should be able to recover the annual rate of $ 99 in the consumer or commercial version of the Premier card if it passes more than a few nights per year in IHG Properties. The benefits provided by Elite Platinum includes early check-in and late payment (subject to availability) and 60% of bonus points in IHG stays.
Benefit of the fourth night reward
All IHG One reward card holders automatically obtain a fourth consecutive night reward. In summary, the fourth night is complementary when you redeem the points for stays of four or more.
The value of this benefit depends on your travel style. This is not very useful for travelers who only reserve stays in short hotels, but it can be worth it for travelers who remain enough time to use this benefit. And this benefit has no limit to how many points can save.
TPG in May 2025 Valuations PEG IHG points to 0.5 cents each. Therefore, a single reward of the fourth night on a property of 20,000 points saves you $ 100 at IHG points.
Related: How to maximize prizes reimbursements with the IHG One Rewards program
Category bonds
IHG One rewards cards help you accumulate points quickly, thanks to their bonus categories, including gaswhich can be a expensive recurring purchase for many homes.
But it becomes better than that. Since the IHG One Rewards Premier and the IHG One Rewards Premier Business Borness grant you the complement elite status, it will also win a 60% bonus in the stays in IHG hotels.
The members of the IHG One rewards earn 10 points per dollar spent on most properties, so the 60% elite bonus provides 16 points per dollar in the IHG properties. Add that to the 10 points per dollar that wins with any card and will get 26 points in total per dollar spent on these cards in stay in IHG hotels, which is equivalent to a 13% yield (according to the TPG in May 2025 of TPG in May 2025. Valuations).
Purchase points discount
Finally, if you need to overcome your IHG points balance, you can get a 20% discount when you buy points with your card. Combined with the ability to overcome free certificates, this benefit could be useful if you are looking to save your aspiration stay awards.
Related: Should you buy IHG points or transfer Chase rewards?
Application rules
It can have multiple IHG credit cards, but know that IHG One rewards cards, like all Chase cards, are subject to Chase’s’ 5/24 rule. This means that if you have opened five or more personal credit card accounts in all banks in the last 24 months, it is unlikely that Chase approves it.
Keep in mind that it is not eligible if any of these exclusions apply to you:
- For personal cards: If you currently have an IHG One Personal Credit Card (which includes the Select Select Legacy One Rewards (which is no longer available for new applicants) or if you received a new card holder bonus on any personal credit card in the last 24 months.
- For the IHG presentation card: He received a new card member bonus on this card in the last 24 months.
The information for the Select Select IHG One credit card has been collected independently by the type of points. The details of the card on this page have not been reviewed or provided by the card issuer.
Related: The final guide for credit card application restrictions
End
Even casual travelers can benefit from an IHG credit card thanks to the free elite state and the free night certificate that wins every year.
In addition, with high welcome offers for limited time at this time, it can be a good time to apply and add one of these cards to your wallet.
Apply here: IHG One Rewards Premier
Apply here: IHG One Traveler Reward
Apply here: IHG One rewards the premier business
