When to apply for Prime Visa based on offer history


Amazon is one of the largest online marketplaces and offers a wide range of options to buy almost anything you need. Amazon has a suite of credit cards, including the popular Prime Visa.

If you want to apply but are not sure when to apply because you want to get the best welcome bonus, we can help you. Prime Visa is known to frequently change its welcome offer, so we’ve collected data to give you some guidance.

Knowing the previous welcome offers that Prime Visa has offered can help you when analyzing the current offer.

Please note that we will only cover publicly available welcome offers; however, you may be eligible for specific offers that are even higher. And remember, offers are subject to change at any time and some of the offers mentioned below may not be available at this time.

Best Prime Visa Welcome Offer

The best welcome offer we have ever seen. When to apply
Main visa Get a $250 Amazon gift card instantly upon approval. When the Amazon gift card exceeds $150

Main visa

As an avid Amazon and Whole Foods shopper, this card is a staple in my lineup and a no-brainer for me. the card carries no annual fee but requires you to be an Amazon Prime member. Prime membership costs $14.99 monthly or $139 per year.

The biggest benefit the card offers is unlimited 5% cash back. Amazon and Whole Foods shopping. You’ll even receive 10% cash back on select items during Prime Day when you make your purchase with the card. It also serves as a great everyday card, earning you 2% back on gas, local transportation and commuting, and restaurant dining.

The Prime Visa earns 1% cash back on all other purchases. Additionally, the card offers a variety of travel benefits and protections, including:

This is a solid set of benefits for a card with no annual fee.

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Also, the best thing about the Prime Visa welcome offer is that you don’t need to meet a minimum spending threshold to get the welcome bonus.

hand holding Amazon Visa credit card
THE TYPE OF THE POINTS

Here are the offers we have seen on Prime Visa.

Welcome Offer History

Approximate date Offer
November 2025 until now Get a $250 Amazon gift card instantly upon approval.
July 2025 to November 2025 Get a $150 Amazon gift card instantly upon approval.
July 2025 Get a $250 Amazon gift card instantly upon approval.
June 2025 to July 2025 Get a $200 Amazon gift card instantly upon approval.
April 2025 to June 2025 Get a $150 Amazon gift card instantly upon approval.
January 2025 to April 2025 Get a $100 Amazon gift card instantly upon approval.
December 2024 to January 2025 Get a $150 Amazon gift card instantly upon approval.
November 2024 to December 2024 Get a $200 Amazon gift card instantly upon approval.
October 2024 to November 2024 Get a $150 Amazon gift card instantly upon approval.
August 2024 to October 2024 Get a $100 Amazon gift card instantly upon approval.
June 2024 to August 2024 Get a $200 Amazon gift card instantly upon approval.
January 2024 to June 2024 Get a $100 Amazon gift card instantly upon approval.
November 2023 to January 2024 Get a $100 (or more) Amazon gift card instantly upon approval.
November 2023 Get a $200 Amazon gift card instantly upon approval.
October 2023 to November 2023 Get a $150 Amazon gift card instantly upon approval.
July 2023 to October 2023 Get a $200 Amazon gift card instantly upon approval.

Currently, new Prime Visa cardholders can receive a $250 Amazon gift card instantly upon approval.

Highest welcome offer

We’ve seen this card offer up to a $250 Amazon gift card instantly upon approval.

When to apply

If the Amazon gift card costs $150 or more, consider applying for it. You can usually expect higher welcome offers around the holidays. The current welcome offer matches the highest we’ve seen, so now is a great time to apply if you’ve been eyeing this card.


More information: Main visa


Related: Is the Prime Visa credit card worth the cost?

Application restrictions

To be eligible for this card, you must have an active Prime membership.

Additionally, Chase issues the Prime Visa; therefore, you will want to be under 5/24 to have a better chance of approval. The infamous 5/24 rule means you can’t have opened five or more cards from all issuers in the last 24 months to be approved for most Chase cards.

Couple on the computer together
GENTEIMAGES/GETTY IMAGES

However, some Reddit data points show that some cardholders have been approved on May 24 or a little later. Just keep in mind that this varies.

Related: Do you want to open a new Chase card? Here’s how to calculate your position 5/24

In a nutshell

Before applying for the Prime Visa, make sure you can get the highest welcome offer possible. Chase and Amazon sporadically offer the best deal randomly throughout the year. However, during the holidays, you can also expect high welcome offers.

Our historical data on Prime Visa welcome offer history serves as a good benchmark for determining the best time to apply for the card based on annual trends.

For more information, read our full review of Visa Prime.

Be sure to check out our other offer history guides as a reference point when applying for your next credit card:



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