United Quest Card Overview
He United Quest℠ Card (see rates and fees) is a great option for people who fly United Airlines frequently and can take advantage of perks like free checked bags on United flights, priority boarding, and an onboard discount. This card is a solid option for those who frequent United and can track benefits to maximize its value. Card Rating*: ⭐⭐⭐⭐
*Card rating It is based on the opinion of TPG editors and is not influenced by the card issuer.
He United Mission Card It’s the perfect “intermediate” card for United frequent flyers and charges a $350 annual fee. Offers more benefits than United℠ Explorer Card (see rates and fees) and an annual fee lower than the premium United Club Card℠ (see rates and fees).
the recommended credit score for the United Quest Card it is at least 670. However, you may be approved with a lower score.
Here’s what you need to know about the United Quest card to decide if it’s right for you.
Pros and cons of the United Quest card
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United Quest Card Welcome Offer
New United Mission Card Cardholders can earn up to 100,000 bonus miles:
- Earn 90,000 bonus miles and 3,000 PQP after you spend $4,000 on purchases within the first three months of account opening.
- Plus, earn 10,000 bonus miles after adding an authorized user in the first three months of account opening.
According to TPG from April 2026 ratingsUnited miles are worth 1.35 cents each, bringing miles in this offer up to $1,350 (including points for adding an authorized user).
If you can collect the full value of this offer by adding an authorized user, you will match the best bonus we have seen. in card history. So now is a good time to apply.
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Please note that this offer is not available to current or former cardholders who received a new bonus in the last 24 months. Chase’s 5/24 The rule also applies.
Related: The Ultimate Guide to Earning Elite Status with United Cards
United Quest Card Benefits
He United Mission Card has some useful perks for regular United travelers who don’t necessarily want or need the Access to the United Club that comes with the top level United Club Card.
These are some of its main advantages.
Travelbank cash
With this card you will earn $200 in travel bank collect each year of account anniversary.
This credit eliminates more than half of the card’s $350 annual fee.
Discount on prize exchanges
You will receive a 10,000 mile discount after your card’s first anniversary. TPG values the 10,000-mile credit at $135.
You can also get a second 10,000-mile credit after you spend $20,000 on the card in a calendar year.
In addition to those benefits, United Quest cardholders enjoy these United-related benefits:
- Free checked bags: First and second suitcase for the cardholder and a companion on the same reservation*
- Discount on board: 25% back on United inflight purchases
- PQP boost: An increase of 1,000 PQP is applied each year. (This will appear in your MileagePlus account within eight weeks of February 1, beginning in the calendar year following your account opening date.)
- PQP earnings: Earn up to 18,000 PQP per calendar year (1 PQP for every $20 you spend on purchases)
- Priority boarding
Cardholders also receive these benefits outside of United:
- hotel credit: Up to $150 annual statement credit on prepaid reservations made through top-rated hotels and resorts for United® cardholders each account anniversary year
- instacart credit: One $10 and one $5 monthly Instacart credit, plus a free three-month Instacart+ membership (ends December 31, 2027)
- JSX credit: Up to $150 in annual statement credits on JSX flight purchases made each account anniversary year
- car rental credit: Up to $40 each for your first two Avis or Budget car rentals booked through United Cars each account anniversary year
- Rideshare Credit: Up to $8 in monthly statement credits for ride-hailing services, plus a $4 bonus (for a total of $12) in December (annual subscription required)
- TSA PreCheck/Global Entry Credit: Up to $120 every four years
- Travel and purchase protections
*You must use your Quest card to pay for your ticket and check your luggage for free, including taxes and fees you pay when booking award tickets with miles..
Plus, if you spend $40,000 on the card in a calendar year, you’ll receive two global seat upgrades in Economy Plus.
This is a long list of credits that cover everything from grocery delivery to rental cars to hotel reservations, but it also helps offset the United Quest card’s higher annual fee.
Some of these benefits will be easier to use than others. For example, if you don’t frequent Avis or Budget for car rentals or find yourself booking with JSX, those benefits might be harder to maximize. Others, like Instacart credits and the hotel benefit, could be more valuable to cardholders.
Overall, if you fly United regularly, you’ll appreciate the credits and free checked bags this card offers. And if you’re seeking United status, the additional PQPs this card earns will speed up your progress.
Related: Airline baggage fees: How much does it cost to check a bag on major US airlines?
Earn miles with the United Quest card
In addition to United’s purchases, the United Mission Card Earn bonus miles in various categories. With this card you will win:
- 10 total miles per dollar spent on eligible united flights (The earning rate on United airfare may increase, depending on your Elite status level; read more about this earning system here)
- 5 miles per dollar spent on hotel stays booked through top-rated hotels and resorts for United® cardholders
- 4 miles per dollar spent on all other eligible United purchases
- 2 miles per dollar spent on other travel purchases, meal and select streaming purchases
- 1 mile per dollar spent on all other purchases
The United Quest card earns bonus miles on general travel and dining purchases, as well as United spending. Still, you’ll find similar or better earnings for these categories on other travel cards.
Related: The best credit cards to use on United flights
Redeem miles on the United Quest Card
You can use your United Mileage Plus miles to book flights on United or its partners as Air Canada, Lufthansa and Singapore Airlines. Your options include booking domestic routes on United for as little as 5,000 miles and using more miles to fly business class to Asia on All Nippon Airways.
You can also redeem your miles for items other than flights, including United Club memberships, inflight Wi-Fi purchases, TSA PreCheck, car rentals, and hotel stays.
Additionally, you can transfer your miles to Marriott BonvoyBut you’ll get less value from your miles with either of these options than if you used them to book flights.
Andrea RotondoTPG’s director of content operations, recently redeemed 6,000 United miles for a one-way economy flight between Frankfurt and Vienna.
Low-cost mileage redemptions aren’t just limited to domestic flights; You can also get fantastic deals on international travel.
travel writer Raquel Craft redeemed 88,000 United miles for a one-way business class ticket to Antananarivo, Madagascarfrom Denver on Ethiopian Airlines. That flight would have cost him around $9,000 if he had paid cash.
Related: How to redeem miles with the United MileagePlus program
What cards compete with the United Quest Card?
If you want more benefits from United or can’t justify the annual fee in the United Mission Cardone of these cards may be more suitable:
- If you want to access United Club: He United Club Card offers even more United benefits. It has a higher annual fee of $695, but United Club membership is worth $750, so this benefit justifies the card’s annual fee. The card also offers higher earning rates on purchases at United. For more information, read our full review of the United Club Card.
- If you want more flexible rewards: He Chase Sapphire Preferred® Card (see rates and fees) has similar bonus categories and allows you to transfer your Chase Ultimate Rewards points to United or any of Chase’s other transfer partners. Plus, it comes with a lower annual fee of $95. For more information, read our full review of Chase Sapphire Preferred.
- If you want United benefits for a lower annual fee: He United Explorer Card Earn bonus miles on United purchases. It includes a free checked bag for you and a companion, but is less expensive to carry and comes with an introductory annual fee of $0 for the first year and $150 thereafter. For more information, read our full review of the United Explorer Card.
For additional options, explore our complete lists of best airline credit cards and best credit cards for travel.
Related: United Quest vs. United Club: How premium do you want to go?
Is the United Quest Card worth it?
The $350 annual fee may seem steep, but if you max out your $200 in TravelBank cash and check one standard bag on four one-way United flights per year, you’ll come out ahead.
In a nutshell
He United Mission Card offers a number of benefits for United travelers and multiple travel benefits to use each year. If you’re a United frequent flyer and want to maximize this set of benefits, this card could be a great option for you.
That said, anyone who wants free access to the airport lounge either more flexible rewards I could choose a different route.
Apply here: United Mission Card
