If you are looking for the most affordable way to go to Disney World, Disneyland or in a Disney cruiseYou may wonder if Disney credit card offers, Disney® Visa® Card and the Disney® Visa® card card – They are decent options.
Both cards earn Disney Rewards that you can use to pay most Disney things, including trips to parks or a cruise. And, after all, anything that makes a Disney trip more affordable can be something very good to consider.
But the answer to whether or not the cards are worth a little more complicated than a simple yes or no. We will break down how the cards work and when it is worth it, and they are not, anticipating the next Disney holidays.
Welcome offers to the Disney Visa Card
He Disney visa It is an entry level product without annual rate. The new card holders can obtain a $ 200 declaration loan after spending $ 500 on purchases in the first three months from the opening of the account.
He Disney Premier visa It has an annual rate of $ 49, but the new card holders can obtain a $ 400 status loan after spending $ 1,000 on purchases in the first three months from the opening of the account.
Chase issues both cards and, therefore, are subject to 5/24 rule of Chase.
Although these declaration credits sweeten the pot, several credit cards have Welcome bonds worth $ 1,000 or more.
As well as an example of what else is there, new Capital One Venture Rewards CED CED Credit Card holders can earn 75,000 miles bonus after spending $ 4,000 on purchases within the first three months of opening the account. In addition, they will receive a $ 250 capital trip loan to use in the first year of the card holder.
Meanwhile, new CHASE SAPPHIRE PREFERRED® card Card holders can earn 60,000 bonus points after spending $ 4,000 on purchases in the first three months of opening the account.
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While a few hundred dollars in declaration credits towards a vacation in Disney can be an excellent way to compensate for the cost of the trip, it is good to compare with the value of other cards to ensure that it obtains one that best suits their financial and travel needs.
Disney visa card rewards
Now that we have discussed the bonuses, let’s take a look at income rates. Disney credit cards earn rewards at different rates.
The non -annual rate Disney visa Win 1% simple in all cards of Disney Rewards dollars that you can use in Disney.
He Disney Premier visaMeanwhile, earn 5% in card purchases made directly at Disneyplus.com, hulu.com or ESPNPlus.com, 2% in purchases in service stations, supermarkets, restaurants and most Disney Us and 1% locations anywhere else. Like the Disney base visa, Disney Premier visa gains Disney Rewards dollars.
Disney Rewards’s dollars are extremely limited. Disney Rewards the dollars won on any of the cards can be redeemed to Disney’s purchases. With the Disney Premier visa, you can also exchange your dollars for a declaration credit for the purchases of the airlines made directly with the airline. That said, there is probably better options for you.
Win up to 5% return in Disney rewards dollars in some expenses categories is not bad, but only for perspective, there are many credit cards that Provide a better return for daily spending That any of the Disney cards.
For example, the Capital One Venture Rewards The card earns at least 2 miles per dollar spent on all purchases, although for an annual rate higher than $ 95. Some credit cards grant between 3 and 5 points per dollar in places like grocery stores and Service stations. The rewards that these cards win are often transferable to air and hotel partners, which gives you great value.
In other words, you can do much better than gain Disney reward dollars.
Related: The best 2% setback credit cards
Disney Visa Card Pothusts
The unique advantages are where Disney visa products become more interesting for those looking to vacation with Mickey Mouse.
First, on eligible dates in Disneyland and Disney World, you can save 10% in some purchases of Disney goods and 10% in selected food locations. Some eligible places include Skipper Canteen in The Magic Kingdom, Rose & Crown Dining Room (Lunch Only) in Epcot, Kona Cafe at the Polynesian Village Resort, the Hollywood Brown derby in Hollywood Studios and Storytellers Cafe at the Grand Californian in Disneyland (I recommend breakfast narrators).
In addition, Disney cardales also obtain some exclusive photos and special financing opportunities for select Disney holiday packages.
Related: Is it worth the level of janitor of the Disney cruise line? We tried it to find out
Why the Disney debit card can be better
In TPG, we are not great fans of Use of debit cards for daily purchases, As normally does not win rewards or has the same level of incorporated protections as with credit cards. That said, the Disney® Visa® debit card may make sense if it is mainly interested in the advantages of Disney that entails having the card.
Having the debit card will not count against your CHASE 5/24 STATE And it has no annual rate. However, you will need a Chase current account to access this debit card option.
The Disney debit card does not gain rewards (so there is no need to use it much), but it gives access to many of the same photographs and discounts as Disney Visa credit cards. This is a way to obtain the advantages, but avoid rates or the use of a 5/24 slot on a Disney credit card.
Disney visa debit card information has been independently collected by the type of points. The details of the card on this page have not been reviewed or provided by the card issuer.
Related: 4 reasons why you should not use your debit card (except in ATMs)
Why Disney Visa cards are not always the best option
I am a bit of Disney, so I have the appeal of having one of these Disney cards, they are also beautiful, with the different Disney design options available. If the advantages incorporated, characters photo operations in the park and the available discounts sound intriguing, then a Disney visa could be suitable for you, since those are advantages are not really replicated on other cards.
If you spend a lot on Disney food and some experiences outside the couple, save 10% in those positions can accumulate for frequent Disney visitors.
However, if your main objective is to obtain a rewards card that accumulates points or miles that you can use for a Disney vacation, you can Probably do better. Many other cards have better welcome bonds and profit rates than Disney cards.
If you spend a lot of money on Disney and want to obtain as many points or as many reimbursement as possible in these expenses, Disney Premier visa It could be a good option.
Related: How to use points to buy Disney tickets
End
Disney Visa Credit Cards are fun rewards options for fans of everything related to Disney. However, the cards are far from being suddenly for Disney enthusiasts who seek to win or use rewards for a Disney vacation in all situations.
In terms of rewards, Disney cards are better than paying things with cash or debit cards, but often they are not the best absolute credit cards in the market if your goal is to use points for your next Disney trip.
Instead, read our guide The best credit cards for Disney Vacations To save more money and earn maximum points on your next vacation in Disney.
For deeper immersion on Disney cards, see our complete reviews of the Disney Premier visa and Disney visa.
Apply here: Disney visa card
Apply here: Premier Disney Visa Card
