If it is among the more than 200 million members of Amazon Prime in the USA, you are likely to spend a significant amount with the online retail giant.
We have fallen into the The best Amazon purchase cardsincluding cards that earn up to 5% reimbursement in their purchases, and that is before factoring in any American Express offers or other special Amazon promotions.
The secret to obtaining the most points in Amazon’s purchases are the gift cards. While very few credit cards offer Amazon as a bonus category, some offer high category bonds in places that sell Amazon gift cards, such as grocery stores, Service stations and office supplies.
Win up to 5 points per dollar in Amazon purchases
One of the best cards to buy gift cards is the Ink Business Cash® Credit Card. On the surface, the card obtains a 5% cash refund in office supplies stores in the first $ 25,000 in expenses each year of account.
However, the return jumps to approximately 10% if it also has a CHASE SAPPHIRE PREFERRED® card, CHASE SAPPHIRE Reserve® either Ink Business Prefered® credit card. Then, you can turn your cash again Transferable final rewards points2.05 cents are worth each according to the TPG in February 2025 Valuations.
With this method, you can buy a Amazon gift card in Staples or OffeMax and win 5 points per dollar spent for 10% effective return. Then, you can use that gift card as an cash on Amazon.
If it is American Express membership rewards points You are looking for or not eligible for a presentation cardYou may want to consider the American Express® Gold Card.
The Amex Gold offers 4 members of membership of the dollar spent in US supermarkets, up to $ 25,000 per calendar year (then 1 point per dollar after that). Four points per dollar spent means an effective yield of 8% from TPG values AMEX indicates 2 cents each as of February 2025.
There is also the American Express Amexday® preferred cardwhich could be a good option if you are already a member of the task (since this card is no longer available for new applicants).
Daily Bulletin
Reward your entrance tray with the TPG Diario Bulletin
Join more than 700,000 readers to receive news, in -depth guides and exclusive agreements of TPG experts
Win 3 points per dollar spent up to $ 6,000 per calendar year in American supermarkets, then 1 point per dollar spent thereafter. But what makes this card stand out is that it offers a 50% point bonus if it uses it more than 30 times in a month. That means that it could be winning up to 4.5 points per dollar spent in groceries, which is equivalent to a 9% yield according to our valuations.
Finally, there is also the non -annual rate CHASE FREEDOM FLEX®which offers 5% return (or 5 points per dollar spent when combined with a definitive rewards earning card) in rotating categories in up to $ 1,500 in purchases each quarter that activates. In the past, these categories have included supermarkets and Amazon.
When groceries are not an active category of 5% quarterly, Freedom Flex still wins 3% return (or 3 points per dollar with an eligible ultimate rewards-learning card) in groceries.
The information for the Amex Everyday Prefereted has been independently collected by the type of points. The details of the card on this page have not been reviewed or provided by the card issuer.
Related: The best credit cards to buy gift cards
Something to keep in mind
There are many options to maximize your Amazon gift card. However, there is an important warning to take into account. Although all the aforementioned cards offer Purchase protectionThe coverage does not apply when buying an item with a gift card instead of a credit card. Therefore, you may want to avoid using gift cards on certain purchases.
Nor can you return gift cards, but this should not be a big problem if you make an Amazon request frequently. In addition, you can use your Amazon gift cards to buy gift cards in many other third -party retailers such as Starbucks, Southwest Airlines and Airbnb.
It is a good idea to avoid buying a lot of gift cards when you try to reach a welcome bonus. This behavior can be a red flag for credit emitters and can make your account reviewed or even the loss of your welcome bonus. The issuer can also limit its ability to win welcome bonds on the future cards you request.
Each issuer has different terms for your welcome bonds, so be sure to verify the terms of your card’s welcome offer.
Related: The best credit cards for online purchases
End
A little time and effort can be very useful. An effective return of 10% in Amazon’s purchases is quite good as it is, although it is important not to forget the compensation between the points of winning and obtaining purchase protection.
Related: Is it worth the cost of the Visa Prime credit card?
