TO hotel credit card it’s a Travel rewards card That helps you gain free nights, discounts and even elite status in the popular hotel chains. Having one of these cards on your wallet can bring it closer to your next vacation.
Let’s review the best hotel cards currently available and discuss what to consider when choosing one.
Comparing the best hotel cards in the hotel
Here are some recommendations for the best hotel cards for beginners.
| Credit card | Better for | Welcome offer | Profit rates | Annual rate |
|---|---|---|---|---|
| Capital One Venture Rewards CED CED Credit | No Bónus spending rewards | GANO 75,000 miles once you spend $ 4,000 on purchases within the first three months of opening the account, in addition to receiving a unique capital trip loan of $ 250 to use in its first year of card holder. |
|
$ 95 |
| A key ™ card (see rates and rates) | Expedia loyalists who want an annual rate without a card | Gane $ 400 in OneKeyCASH ™ after spending $ 1,000 on purchases in the first three months of membership. |
|
$ 0 |
| IHG One rewards the Premier Credit Card | IHG | Gane 170,000 bonus points after spending $ 4,000 on purchases in the first three months from the opening of the account. |
|
$ 99 |
| Key+™ card (see rates and rates) | Expedia enthusiasts | Gane $ 600 in OneKeyCASH ™ after spending $ 3,000 on purchases in the first three months of Membership. |
|
$ 99 |
| Marriott Bonvoy Boundless® credit card | Low Marriott Loyalist Tariff | 3 free night awards (every night valued up to 50,000 points) after spending $ 3,000 on purchases in its first three months from the opening of the account. |
|
$ 95 |
| Hilton Honors American Express Surpass® Card | Annual Medium Level Rate | GANO 130,000 Hilton Honors bonus points, plus a free night reward after spending $ 3,000 on purchases in its first six months of membership. |
|
$ 150 (see rates and rates) |
| Citi Strata Premier℠ card (see rates and rates) | Starter trip | For a limited time, win 75,000 bonus points after spending $ 4,000 in the first three months of opening the account, redeemable for $ 750 on gift cards or travel rewards on thanksu.com. |
|
$ 95 |
| Marriott Bonvoy Bold® credit card | No annual rate | Gane 30,000 bonus points after spending $ 1,000 on purchases in its first three months since the opening of the account. |
|
$ 0 |
| Capital One Venture X Rewards CED Credit | Premium trip | GANO 75,000 miles of bonus when you spend $ 4,000 on purchases in the first three months from the opening of the account, equal to $ 750 on trips. |
|
$ 395 |
| American Express Platinum Card® | Luxury benefits | Gane 80,000 bonus points after spending $ 8,000 on eligible purchases in its first six months of membership. |
|
$ 695 (see rates and rates) |
Travel frequency
How often do you travel and stay in hotels? If you frequently travel, get a hotel card makes sense. If you do not travel frequently or tend to remain in other accommodations, such as AirbnbsIt is possible that it adapts more to a travel rewards card that gains more flexible rewards, such as CHASE SAPPHIRE PREFERRED® card.
Related: Why do I love my preferred chase sapphire card, and I will always keep it in my wallet
Are you loyal to a specific hotel chain?
If you prefer to stay in a specific hotel chain, consider requesting one of your credit cards with Cobrabas.
Marriott is my hotel chain, and I hold it Titanium elite statusThen a Marriott credit card It can help me maximize the points I win every time I stay. Whatever the chain you prefer and stay more, it is the one you should choose for your first hotel card.
Related: The best hotel rewards programs in the world: What is adequate for you?
What benefits do you get?
When investigating a hotel credit card, it is important to consider the benefits of the card, which may include:
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For example, the IHG One rewards the Premier Credit Card Automatically gives you the elite status of Platinum, which includes several benefits.
Some hotel cards also give you elite night loans just to hold the card, which can bring it closer to a higher status level. He Bonvoy Brilliant® American Express® Marriott card It is a good example, since it automatically gives you 25 elite night loans annually.
In addition, IHG will give you the fourth free night if you have a credit card and pay with points.
Related: Quick points: get your fourth or fifth free night at the hotel award stays
Profit structure
Another benefit of hotel credit cards is bonus gain in hotels. Some cards earn more than others, so it is essential that you choose the right card.
For example, the Hilton Honors American Express Surver Win 12 points per dollar spent in all Hilton stays. The Marriott credit cards wins up to 23.5 points per dollar spent on Marriott Stays. IHG cards earn up to 26 points per dollar spent on IHG stays. Meanwhile, Hyatt cards earn up to 9 points per dollar spent in Hyatt stays.
Related: What are the points and miles? Monthly TPG Valuations
Are you choosing the correct welcome offer?
Most hotel credit cards have generous welcome offers, such as free bonus points or nights, which can help you accumulate rewards quickly. Marriott, for example, has six credit cards with different welcome offers. Like a couple of examples:
New Marriott Bonvoy unlimited Card holders can win three free night awards after spending $ 3,000 on purchases in the first three months from the opening of the account. Every night up to 50,000 points is valued; Certain hotels can have resort rates.
New Marriott Bonvoy Bold Card holders can win 30,000 bonus points after spending $ 1,000 on purchases in the first three months from the opening of the account.
Welcome offers vary between the cards, so you must determine whether you want to obtain free night points or certificates. You must also ensure the minimum expenditure requirement to qualify for the offer, as it can vary between the cards.
Related: Here are the best credit card welcome offers
Should you put your daily expense on a hotel card?
Hotel cards do not always have the best earning rate in daily purchases. However, there are some scenarios where you must put your daily expense on a hotel card.
If you want to qualify for a welcome offer, place your daily expense on your new card to make sure you reach the threshold. You must also prioritize your hotel card if you want to win points for an upcoming trip.
Related: The best credit cards for daily expenses
Is it worth the annual rate?
Many hotel credit cards charge an annual rate, so you must determine if you will get enough card value to justify the payment of the rate.
Welcome bonds and anniversary certificates can compensate for some of these annual rates, especially in their first year. A handful of cards will give you a free night certificate every year of anniversary only for having the credit card.
For example, the World of Hyatt credit card It has an annual rate of $ 95 but gives it a Free night certificate For any 1-4 category property after its card anniversary every year. You can easily get a free night that normally costs between $ 200 and $ 400, compensating for the annual rate and making the card obvious.
Related: The wild I did not lose a free hotel night and how can you avoid my mistake
End
The hotel credit card can be an excellent way to win the elite status and indicate the next dream vacations. Choose a card that suits your lifestyle and a preferred hotels chain. In this way, you can maximize the benefits of having a hotel credit card. If you do not stay in the hotels often, opt for a travel card that earns more Flexible currency.
Related: Hotel best credit cards
See rates and rates for the Amyx Platinum, click here.
See rates and rates for Hilton Surpass honors, click here.
