Delta SkyMiles Reserve Business American Express Card Review: Full Details

Table of Contents

Delta SkyMiles Reserve Business American Express Card Overview

He Delta SkyMiles® Reserve American Express Business Card is Delta’s top-tier co-branded business credit card, offering benefits ideal for high-budget businesses loyal to Delta. If elite status and Delta Medallion lounge access are important to you, there are plenty of reasons to love this card. Card rating*: ⭐⭐⭐½

*Card classification is based on the opinion of TPG editors and is not influenced by the card issuer.

He Delta SkyMiles Reserve American Express Business Card is Delta’s top-tier business card and is a great choice for business travelers looking for luxury benefits and a way to get where they’re going. Medallion Elite Status faster through card spending.

However, the card charges an annual fee of $650 (see rates and fees), so you’ll need to make sure you can take advantage of the card’s offers enough to justify the cost.

I recommend you one Credit Score of 670 or more to have the best chance of approval for the Delta Reserve Business Amex Card.

Here’s what you need to know to decide if this premium business card is right for you.

Advantages and disadvantages of the Delta Reserve Business Amex card

Advantages	Cons
Access to Delta Sky Clubs when flying on Delta (subject to limitations beginning February 1, 2025) An annual companion certificate Status increase to reach elite status	High annual fee Limited profit rates, apart from Delta purchases

Welcome offer for the Delta Reserve Business Amex card

For a limited time, the Delta SkyMiles Business Amex Booking offers new cardholders a welcome bonus of 110,000 bonus miles after spending $12,000 on purchases in the first six months of card membership.

This almost coincides with the The best welcome offer ever We’ve seen that the card requires double the spending, but you have twice as long to reach that requirement and you’ll get the same amount of miles. This offer ends on October 23.

Based on TPG September 2024 ratingsDelta SkyMiles are worth 1.2 cents per mile, making this welcome offer worth $1,320.

Daily Bulletin

Reward your inbox with TPG’s daily newsletter

Join over 700,000 readers for breaking news, in-depth guides, and exclusive deals from TPG experts.

Remember that Amex has a One-time, lifetime restriction per card As far as welcome bonuses go, if you have ever had the Delta Reserve Business Card in the past (even if you didn’t earn a bonus), you will not be eligible for this welcome bonus.

American Express may consider other factors, such as other Delta co-branded cards you have or have had in the past, when determining your eligibility for the welcome offer.

Fortunately, Amex has a tool on the site to warn you if you are not eligible for a certain bonus before you submit your official application.

Benefits of the Delta Reserve Business Amex Card

There are many reasons to love the Delta Reserve American Express Business Credit Card when it comes to the benefits the card offers, especially for Delta travelers or those who live in a Delta hub or focus city.

First, through January 31, 2025, you’ll get unlimited access to Delta Sky Clubs when you fly Delta. Starting February 1, 2025, that access will be reduced to 15 visits annually, or unlimited visits if you spend at least $75,000 each calendar year.

Cardholders also receive four single-use guest passes, with each visit costing $50 per guest after that. Guests can enter Grab and Go Sky Club locations for $25 per person per visit.

You’ll also enjoy some new annual credits: up to $240 in statement credits each calendar year (up to $20 monthly) with Resí (US restaurants only); up to $120 in credits each calendar year (up to $10 monthly) on select US transportation apps; and up to $250 per calendar year in statement credits with Stays in DeltaDelta’s hotel travel portal.

Other benefits include:

Complimentary Hertz President’s Circle status
15% off award redemptions for Delta flights (when paying taxes and fees with this card)
2,500 Medallion Qualification Dollars (MQD) automatically deposited each Medallion Qualification year
An earning rate of 1 MQD for every $10 spent
An enhanced annual companion certificate for one roundtrip flight in First Class, Delta Comfort+ or Main Cabin each year to domestic destinations, Mexico, the Caribbean and Central America each year for the cardholder after renewal
$100 Statement Credit for Global Entry every 4 years or up to $85 for TSA PreCheck every 4½ years

You’ll also receive priority boarding in Zone 5 on Delta flights and your first checked bag is free, saving you up to $70 roundtrip per person on Delta flights.

How to earn miles with the Delta Reserve Business Amex card

With the Delta Reserve American Express Business Credit CardYou’ll earn 3 miles for every eligible dollar spent on Delta purchases, including on delta.com, through telephone reservations or at ticket counters.

This also applies to Delta Vacations packages, seat upgrades, seat selection fees, Delta Sky Club memberships or passes, pre-purchased and inflight meals, onboard alcoholic beverages and audio headsets.

People with high annual spending habits will also benefit by earning 1.5 miles per dollar on public transportation, U.S. shipping, and office supply store purchases. All other purchases will earn 1 mile per dollar spent.

How to redeem miles on the Delta Reserve Business Amex card

If you are looking for offers when redeeming your miles, visit the SkyMiles Offers PageDelta periodically releases deep discounts on round-trip economy and Delta One tickets between specific city pairs.

Some notable Delta deals we’ve seen include Los Angeles to Washington, D.C., for 20,000 miles, or Atlanta to New York for just 13,000 miles.

TPG photo editor Emilia Wronski has redeemed SkyMiles for a number of trips; in one recent redemption, she used 22,000 SkyMiles to fly roundtrip from Atlanta to New Orleans. Points and miles enthusiasts typically focus on long-haul international travel, but domestic flights are an equally attractive use of your SkyMiles.

What cards compete with the Delta Reserve Business Amex?

If you want more flexibility or a lower annual fee, other cards may be a better fit for you.

For additional options, please see our full list of The best travel cards and The best American Express cards.

Is the Delta Reserve Business Amex Card Worth It?

If you fly Delta regularly and Sky Club access is important to you, the perks of this card make it worth the high annual fee. However, other cards offer better options if you fly Delta less frequently or want broader bonus categories than Sky Club access.

In summary

If you’re looking to earn Delta miles and Elite status while enjoying plenty of Delta’s luxury benefits, you can’t do much better than the Delta SkyMiles Reserve Business Amex. The Sky Club access benefit is the main draw of this card, so if you’re a business owner who flies Delta regularly, it’s a great choice, even considering the limitations that will be implemented starting February 2025.

Apply here: Delta SkyMiles Reserve American Express Business Card

For rates and fees for the Delta SkyMiles Platinum Business Card, click here. here.
For rates and fees for the Delta SkyMiles Reserve Business Card, click here.
For rates and fees for the Amex Business Platinum Card, click here. here.
For rates and fees for the Amex Business Gold Card, click here. here.

Source link

About the author