If you’re someone who orders pretty much everything on Amazon, you might consider joining the ranks of TPGers who own and love the Main visa. Prime Visa is Amazon’s flagship credit card since Chase which is loved by TPG staff and readers alike thanks to its unparalleled cash back earnings on Amazon purchases.
The Prime Visa has no annual fee, but requires cardholders to have an active Prime membership, which costs $14.99 per month or $139 per year.
Right now, Prime Visa is offering one of its best welcome offers, just in time for holiday shopping.
Let’s examine why this card is worth adding to your wallet.
Visa Prime Welcome Offer
For a limited time, new. Main visa Applicants will receive an instant $200 Amazon gift card upon approval.
This is one of the best welcome offers we’ve seen for Prime Visa, and it’s made even better by the fact that it’s delivered instantly upon approval – no spend required. This $200 gift card can be especially helpful with Black Friday and holiday shopping right around the corner.
Should you get the Prime Visa?
He Main visa It’s one of the best cards for shopping at Amazon and Whole Foods, but it also has ongoing benefits that can make this card a great addition to your wallet.
Visa Prime has many generous and unlimited categories to earn bonuses:
- 5% cash back on purchases at amazon.com
- 5% Cash Back on Amazon Fresh and Whole Foods Purchases
- 5% Cash Back at Chase Travel℠
- 2% cash back on gas
- 2% cash back at restaurants (includes takeout and delivery)
- 2% cash back on public transportation and local trips (including ride-hailing services)
- 1% cash back on all other purchases
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Cash back is earned in the form of rewards points, which can be redeemed for cash back, Amazon purchases, gift cards, or travel booked through the Chase Travel Portal. Prime Visa cardholders can redeem the rewards they earned the next day.
These are industry-leading cash back rates on Amazon purchases that can be especially helpful now that the holiday shopping season is quickly approaching. For example, if you spend $1,000 on Amazon for holiday shopping, the 5% cash back would equal $50 earned.
Prime Visa cardholders also receive 10% cash back on a rotating selection of items and categories.
Additionally, the Prime Visa card comes with several shopping and travel protections, including:
- Purchase protection
- Extended warranty protection
- Car Rental Coverage
- Roadside assistance
- Baggage delay insurance
- Lost luggage refund
- Travel accident insurance
- Travel and emergency assistance
It is important to keep in mind that it must be under Chase’s 24/5 Rule to be able to apply for this card. You may want to wait before applying for this card if you are close to being in 5/24 and are interested in other Chase cards that may offer more cash back in other categories or earn a transferable currency.
If you don’t shop on Amazon often or don’t have a Prime membership (which is required), this card may not be the best fit for you.
Related: Prime Visa Card Review: A Good Choice for Regular Amazon Buyers
In a nutshell
Prime Visa is a great no-annual-fee card that offers unbeatable 5% cash back on Amazon and Whole Foods purchases. However, if you exceed Chase’s 5/24 rule, you won’t be eligible and will need to consider other card options.
If you have a Prime membership and shop at Amazon frequently, it’s a no-brainer to have the Prime Visa in your wallet. Plus, the $200 Amazon Instant Gift Card once approved makes now a great time to get it, especially with the holiday season approaching.
Apply here: Main visa
