If you are fully involved Bilt RewardsYou’ll want to take note of the Bilt Dining program.
Bilt Dining works like many others gastronomic rewards programs, offer Bilt Points to members when they use a card on file to pay at participating restaurants.
Bilt Dining has rapidly expanded to more than 20,000 restaurants across the U.S. since launching in April 2023 and now includes exclusive experiences on select dates each year. Plus, earning points with Bilt Dining is easier than you think.
Let’s get into the details of Bilt Dining and explain how to maximize your profits.
Earn points through Bilt Dining
Bilt members can earn 1 to 3 additional Bilt points per dollar spent at Bilt Dining restaurants when they use an eligible card linked to their Bilt Wallet.
You don’t need to have a Bilt co-branded card to win with Bilt Dining. Whenever you link an eligible Visa, Mastercard or American Express card to your Bilt Wallet and use that card at a restaurant in the Bilt Dining program, you will earn the applicable points multiplier.
For example, if you dine at a Bilt Dining restaurant that earns 3 points per dollar and you have linked your American Express® Gold Card to your Bilt Wallet, you’ll earn 3 Bilt points for every dollar spent in addition to the 4 American Express Membership Rewards points per dollar spent on that purchase (up to $50,000 in spending each calendar year, then 1 point per dollar spent).
And, if you have a Bilt card, you can stack your bonus category earnings with the Bilt Dining multiplier. Here’s what you can expect with each of the three Bilt cards, based on the restaurant’s multiplier:
- Blue Bilt Card (see rates and fees): Earn up to 4 points per dollar spent at Bilt Dining restaurants: 1 point per dollar spent with the card and up to 3 points per dollar spent with Bilt Dining.
- Obsidian Bilt Card (see rates and fees): Earn up to 6 points per dollar spent at Bilt Dining restaurants (if you select dining as an Obsidian bonus category): 3 points per dollar spent with the card and up to 3 points per dollar spent with Bilt Dining.
- Bilt Palladium Card (see rates and fees): Earn up to 5 points per dollar spent at Bilt Dining restaurants: 2 points per dollar spent with the card and up to 3 points per dollar spent with Bilt Dining.
Reward your inbox with TPG’s daily newsletter
Join over 700,000 readers to receive breaking news, in-depth guides, and exclusive offers from TPG experts.
Please note that you will not earn bonus cash via Bilt Dining. (Up to $100 of Bilt Cash earned rolls over to the next year.)
Related: Answers to Bilt 2.0 Transition Questions: What You Need to Know
How to Search for Restaurants on Bilt Dining
To view eligible Bilt Dining restaurants, check the “Neighborhood” tab of the Bilt app or website, then navigate to the “Dining” section.
I own the Bilt Palladium and live in mid-sized Greenville, South Carolina, but I still have a few restaurants to choose from. Most options in my area would earn 5 Bilt points per dollar spent if I paid with my Bilt Palladium, combining the 2 points I earn with the card with the 3 Bilt Dining points.
You can choose from Bilt’s best options or filter by location, rating, cuisine, and price range.
You can earn an unlimited amount of points through Bilt Dining. However, it may take up to seven days after dining for bonus earnings to post to your Bilt Rewards account.
You will also not earn Bilt Dining bonus points if the transaction is made through a third-party marketplace or online ordering platform.
How to use Bilt Wallet
If you have a Bilt card, it will automatically show up in the “Wallet” tab of the Bilt app or website. However, members are not limited to having Bilt cards in their wallets. You can also link other payment methods to your Bilt Rewards account through this tab.
I’ve linked most of my cards to my Bilt Wallet and have occasionally seen posts about Bilt points when I didn’t even realize I was eating at a Bilt Dining restaurant.
This is how my Chase Sapphire Preferred® Card (see rates and fees) appears in my Bilt Wallet.
If you share a card with other people, you can add it to multiple members’ Bilt Wallets. However, only the most recently added card will receive points at Bilt Dining.
Related: Everything you need to know to set up your Bilt card to pay rent
Exclusive Bilt Dining Reservations
Bilt occasionally includes Bilt Dining on its monthly list. Rental Day Promotions.
For example, as part of February 2026 Rental Day, Bilt offered neighborhood dining experiences at 42 restaurants in eight cities on February 1. Bilt will also host two special launch events at Skewr in New York and Electric Jane in Nashville on other dates in February.
In previous years, Bilt has offered a rental day promotion on exclusive Valentine’s Day dining reservations at select restaurants in Boston, Los Angeles, Miami, New York, San Francisco and Washington, DC. Members could pay for their reservations with Bilt points or a card linked to their Bilt Wallet.
Related: How good are Bilt’s first welcome offers? Earn up to 50,000 points
In a nutshell
Bilt Dining has expanded since its initial launch and now offers robust opportunities to earn points at over 20,000 restaurants across the US.
Even if you don’t have a Bilt card, it’s free to start a Bilt Rewards account and link your cards to your Bilt Wallet.
With the high value of Bilt points at 2.2 cents each, according to TPG February 2026 ratingsIt would make sense for many types of consumers to start in this program, especially if you live in or frequently visit a large city with several Bilt Dining restaurants.
