He CHASE SAPPHIRE PREFERRED® card (see rates and rates) is one of the most popular Travel rewards cards Over there, and for a good reason.
With generous profit rates, such as 3 points per dollar spent on dinner, 2 points per dollar spent on trips and several others Well -known benefitsChase Sapphire Prefereted is one of the favorites between beginner points and miles equally.
Adding even more value to the card, the Sapphire Prefereted currently offers a welcome offer of 100,000 final rewards points after spending $ 5,000 on purchases in the first three months of opening the account, all for a modest annual rate of $ 95. According to the TPG in April 2025 ValuationsThis offer is worth a whopping $ 2,050.
But what are some of the least known CSP benefits? Let’s take a look.
Courtesy passenger
Historically, the Chase Sapphire preferred He has not offered much in terms of declaration credits or similar benefits. It is a medium level credit card with a low annual rate, so it is expected. However, in recent years, the new preferred sapphire benefits have been introduced by partners such as Dordash.
Through the Chase association with Dordash, you can get at least one year after courtesy passengerThe company’s subscription service. DashPass comes with $ 0 delivery rates and reduced service rates in eligible orders of more than $ 12.
DashPass generally costs $ 9.99 monthly, or $ 96 annually, so this CSP benefit only has the potential to compensate for the annual card rate. The DashPass Association of Chase is valid until December 31, 2027, depending on its activation date.
Keep in mind that once registered in DashPass, you must use your Chase Sapphire card for payment when paying for eligible orders for DashPass to receive DashPass benefits.
Related: Your full guide for Chase and Dordash
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Cancellation interruption/travel trip insurance
If your trip is briefly seen or interrupted by the disease, severe climate and other covered situations (considered by the benefit administrator), you can receive a reimbursement for prepaid and non -refundable travel expenses (such as plane tickets, hotels and tours) at $ 10,000 per person covered and $ 20,000 per trip.
This coverage is available to you and your immediate relatives who travel with you when you pay the travel expenses with your Chase Sapphire preferred.
Related: Your guide for the Chase’s travel insurance coverage
Luggage delay insurance
If your recorded bag is delayed in more than six hours, you can receive a reimbursement of up to $ 100 per day for up to five days for essential purchases such as dressing articles and clothing. For example, my mother’s registered suitcase did not reach Air Canada from Toronto to Tokyo. I immediately called Chase de Narita International Airport (NRT) To ask about this benefit.
They told me to get a delayed report of luggage from the luggage service counter and keep the receipts of any essential that bought up to $ 100 per day for five days or until the suitcase arrived. The suitcase was finally delivered to my Japanese direction four days later. Meanwhile, we take full advantage of the benefit, with my mother buying clothes, shoes and dressing tables worth $ 400 to move through Japan during their stay.
I sent the Benefit Administrator a delayed luggage report, a messaging note when the stock exchange was finally left, the receipts of my mother’s purchases and the credit card declaration that shows that I had paid her ticket. Since she had flown in a prize ticket, she had only paid the rates with me Preferred sapphire card (and not the entire rate). I was nervous, this would leave us inejigible for the benefit, but we received a $ 400 check short time to cover the expenses.
Along the same lines, it can be eligible for up to $ 3,000 in lost luggage coverage. However, this benefit requires that it produce almost all its original receipts for items that cost more than $ 25, which makes it much more difficult to obtain total value.
Related: When to buy travel insurance compared to when to trust credit card protections
Refund of the trip delay
Have you ever been on the last flight of the day to your destination just to cancel it? If it is due to the climate or any other cause that allows the carrier to divert the fault, can obtain a favorite rate of the local airport hotel or have no luck. Anyway, you are likely to be forced to pay your pocket.
If your common carrier’s trip is delayed more than 12 hours or requires a stay during the night, the Chase Sapphire preferred The card covers you already your family for up to $ 500 per covered traveler for non -reimbursed expenses, such as meals and accommodation. Fortunately, I have never had to use this benefit, but knowing that I could stay in a good free place would make the situation more tolerable.
Related: Chase paid my $ 1,100 hotel room per night thanks to the built -in travel coverage
Primary car rental insurance
While most, although not all, offer credit cards Automobile rental, It will notice a difference in the insurance offered. While several credit cards offer secondary car rental insurance and some even charge a rate, others offer primary car rental insurance: better coverage for their next car rental.
Fortunately, one of CSP’s benefits is primary car rental coverage so as not to have an additional rate for rent.
This means that the rents of up to 31 consecutive days paid with the card are covered by losses, including physical damage and theft of the rental vehicle, charges of loss of use valid evaluated by the rental company and reasonable and common tow charges related to a covered loss. In addition, with this particular card, its coverage depends on the cash value of the rental car.
The use of a credit card offered by this type of coverage means that you can reject any rental agency insurance policy, which will save money on your rent, and do not have to file a claim before your car insurance policy.
While this is a benefit that he hopes you never have to use, surely it can be useful in an unfortunate event. It will also earn at least 2 points per dollar spent on all travel expenses, including car rentals, so you will still get bonus points paying the rent of your car with the preferred sapphire.
Related: The best credit cards for rental cars coverage
Purchase protection
This benefit covers eligible personal property (bought using your Preferred sapphire) In case of theft, damage or involuntary and accidental separation with property. If something happens to an item within 120 days after purchase, it will be repaired or replaced for a value of up to $ 500.
There is a long list of items excluded, including animals, antiques, anything with an engine, perishable items and used/used items. Even so, when I bought my last iPad, I felt more comfortable knowing that I had 120 days of coverage if I spilled coffee or left it behind while traveling.
Many other cards offer similar benefits (such as AMEX purchase protection), but it is good to know that Chase remains up to date with the competition.
Related: The best credit cards for price protection
Extended Guarantee Protection
This benefit can really save money. Receive an additional year of coverage in eligible purchases with a guarantee of the manufacturer of three years or less. Ships, cars, airplanes, medical equipment, items and items contracted for commercial use are not eligible.
A few years ago, I bought a top -line flat screen TV for $ 1,200, with a two -year manufacturer warranty. Then, three years later, my wife and I were watching a football match when a strong pop occurred, and a smoke snack appeared from the back of television.
I called Chase, and a representative requested a copy of the original purchase receipt and a television manufacturer letter that said it was outside the manufacturer’s guarantee. Then they instructed me to get an estimate of a television maintenance specialist of what it would cost to fix the TV.
I crossed the yellow pages and a few days later I received an estimate that said that television was broken out of repair. After sending the estimate, I received a loan for the original television purchase price and a loan for the TV repair rate.
Then I bought a TV for $ 800, which was better than I had paid $ 1,200 for three years before. In addition, Chase promises reimbursement within five business days after receipt and validation of all the required documents. You don’t have to say that it was quite excited that this benefit was on the card.
Related: The best credit cards for extended guarantees
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Several of these preferred sapphire benefits have given me excellent value and made my life easier when I could have been lucky. As always, be sure to read The small print For benefits, terms and conditions. The documentation clearly defined and labeled in a logical order has made the claim processes have been without pain for me.
In addition, keep in mind that the previous seven benefits are not in any way the only advantages of the Chase Sapphire preferred card. For example, travel accident insurance, zero responsibility protection and travel and emergency assistant services could make a bitter situation a little sweeter.
Apply here: Chase Sapphire preferred
