Why I requested the Chase Sapphire reserve for business

As they say, the devil is in the details, and when I heard for the first time the news of the new Chase Sapphire Reserve for Business℠ (see rates and rates), I was salivating only thinking about the 200,000 -point welcome bonus after spending $ 30,000 in the first six months since the opening of the account.

Then I realized that there were no strict rules about obtaining the 200,000 points bonus, because even if you have a CHASE SAPPHIRE Reserve® (see rates and rates), you are eligible.

If that were not good enough, the gain rate of 3 points per dollar on the Internet and advertising on social networks does not have an annual limit, a detail that some people could ignore, but absolutely should not do so.

That little Pepita stopped me dry. To be honest, I had a stimulating career as if I had not done so in a new credit card.

Apply now: Add 200,000 Chase Ultimate Rewards points to your account after spending $ 30,000 in the first six months from the opening of the account with the new Chase’s presentation card, the Chase Sapphire Reserve for Business.

Because?

In TPG, we spend a lot of money on Internet advertising, and I also have several other small businesses that spend in this category.

The fact that there is no limit to spend in this category is one of the greatest blessings for my points admission strategy in a decade because the American Express® Business Gold Card and the Ink Business Prefered® credit card (see rates and rates) Both have $ 150,000 limits of each calendar year and anniversary of the account, respectively (then 1 point per dollar).

Yes, the annual rate on the card is $ 795, but it takes you to the beautiful Chase Zafiro rooms, it has most of the advantages of the regular sapphire reserve and comes with some additional commercial advantages.

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The Chase Sapphire reserve for business is a change of play for me, and I know it will be for many other small businesses.

Table of Contents

A mass welcome bonus

Let’s start with the juicy holder: a huge 200,000 points Welcome Bonus. That is worth more than $ 4,000 based on July 2025 Valuationsmaking one of the Bonuses of greater value we have seen from Chase.

I already have the staff Zafiro reserveBut since having the consumption card does not affect your Eligibility to get the presentation cardI jumped on that.

I needed to verify some commercial income, so it is not a low barrier application. But if he is a legitimate business owner with real expenses, it is available.

Income potential without limit

As I mentioned, the most prominent feature for me is the without limit of 3 points per dollar spent on social networks and the advertising of search engines.

I spend a lot in that category and, until now, I have been dividing the load between me American Business American Gold Card – That wins 4 points per dollar spent on these purchases, limited to $ 150,000 in purchases combined per calendar year (then 1 point per dollar), and my Preferred Ink Business Card – That earns 3 points per dollar spent on these purchases, also limited to $ 150,000 in purchases combined per year of account.

This new card allows me to consolidate my expense and continue winning beyond those limits, which is a big problem to grow our TPG brand.

In addition to that, the ability to win at an accelerated rate and then use those points through Boost of Chase pointsThat I have been doing lately for hotels and select air tickets of up to 2 cents each, it is huge. Essentially, that is a yield of up to 6% per dollar spent in a limit category.

Luxury advantages that really deliver

The advantages in the Business sapphire reserve provide a ton of value. Even if you only use half of them, you still go ahead. They rival (and, in some cases, they expire) what will obtain other higher level letters:

An annual $ 300 travel credit
More than $ 400 in combined DORORASH (until December 31, 2027) and Lyft (Until September 30, 2027) credits every year
A $ 500 hotel loan through The editionChase luxury hotels collection ($ 250 biannual, with a minimum two night stay)
$ 600 in combined businesses declaration credits For Google’s work space (until December 31, 2027) and Ziprecruiter (until December 31, 2027)
IHG One rewards the status of platinum elite (Until December 31, 2027), with a road to the state of Diamond Elite if you spend $ 120,000 in a calendar year
A complementary Priority pass Membership with two guests, more free admission to Chase sapphire rooms

I used the edition to reserve the Cheval Blanc in Paris Last month, one of my favorite hotel stays.

With the impulse of Chase points, I obtained 2 cents per point in value, which reduced the cost to approximately 114,000 points per night in a room that would have cost me more than $ 2,000 in cash.

As part of my advantages from the reserve through the edition to Chase Travel℠I also received a spa loan, free breakfast and an update of the room. This is persecution assuming the American Express Fine Hotels + Resorts program and, frankly, do it very well.

Why am I changing my strategy

This is not just another card that I drive. This card fits perfectly into my always evolved points strategy. I’m planning to degrade my Personal sapphire reserve and lean in This commercial version Advancing.

Beyond the earnings without limit in the ads, the card also wins:

8 points per dollar spent on reserved trips through Chase Travel
5 points per dollar spent on Lyft trips (until September 30, 2027)
4 points per dollar spent on flights and hotels directly reserved
1 point per dollar spent on everything else

That is a serious gain power. And when I matched it with Points Boost, who used to reserve $ 3,700 Delta one Suite for only 175,000 points, the value proposal goes through the ceiling. Delta Air Lines wanted 650,000 Skymiles Delta for the same seat. That is an incredible victory.

Is this adequate card for you?

We are not going to sugar: the annual rate of $ 795 is considerable, and spending $ 30,000 in six months is not a small feat. But This card It could be worth it if you:

Announce a lot or spend large on business trips
He wants a real value of his points, not only 1 penny per point
You need a card that rewards everyday commercial spending without limits
Appreciate luxury advantages such as spa loans, free breakfast and room access

Even if you already have the Personal sapphire reserve or the CHASE SAPPHIRE PREFERRED® card (see rates and rates), Chase also allows you to maintain the commercial version too.