He Atmos™ Rewards Summit Visa Infinite® Credit Card is Alaska Airlines’ latest co-branded premium card sleepless along with updates to Alaska’s two existing cards. The launch of the card marks the launch of Alaska Airlines and Hawaiian Airlines’ combined loyalty program. Atmos Rewards.
Points and miles enthusiasts are excited about the Summit’s earning rates and benefits. Potential cardholders may wonder if they are eligible to get the card and earn its welcome bonus, especially if they currently have or previously had a Alaska Airlines either Hawaiian Airlines card.
Before you apply, let’s determine if you meet the eligibility criteria for the Atmos Rewards Summit Card.
Atmos Rewards Summit Welcome Offer and Benefits
One of the highlights of applying for a new card is the opportunity to earn a welcome bonus.
All three Atmos Rewards credit cards currently have great welcome offers, but the Atmos Rewards Summit has the highest offer of the three.
New cardholders can earn 100,000 bonus points and a 25,000-point Global Companion award after spending $6,000 on purchases within the first 90 days of account opening.
In addition to a generous welcome offer, cardholders get:
- 3 points per dollar spent on Alaska Airlines and Hawaiian Airlines purchases
- 3 points per dollar spent on eligible restaurant purchases
- 3 points per dollar spent on foreign transactions
- 1 point per dollar spent on all other purchases
As a premium card, some of its notable benefits include:
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- Anniversary Status Points: Receive 10,000 status points each card anniversary, putting you halfway to Atmos Rewards Silver status.
- Share free points: You can share points with up to 10 other Atmos Rewards members for free.
- Global Companion Awards: Each anniversary, receive an annual Global Companion award of 25,000 points and earn a second Global Companion award of 100,000 points after you spend $60,000 or more with your card.
- Access to the lounge: Receive eight Alaska Lounge passes per year (two per calendar quarter) and, starting in 2026, access to a elevated premium bar experience.
- Path to elite status: Earn 1 status point for every $2 spent on purchases, earning Atmos Silver status (equivalent to Ruby of a world status) after $20,000 in spending and Atmos Rewards Gold status (equivalent to Oneworld Sapphire status) after $60,000 in spending.
- Waiver of award fees on partner flights: Save up to $12.50 per person each way when you use points to book member award tickets.
As a frequent traveler, I find the earning rates and benefits of the card quite amazing. There are only a few eligibility rules to keep in mind before applying.
Related: Why American Airlines travelers should pay attention to Alaska Airlines Atmos rewards
What if you are already an Alaska or Hawaii cardholder?
The Alaska Airlines Visa Signature Card® (no longer available) has been converted to Atmos™ Rewards Ascent Visa Signature® Credit Card and the Alaska Airlines Visa® Business Credit Card (no longer available) is now the Atmos™ Rewards Visa Signature® Business Card.
You won’t be eligible for a welcome bonus on any of these cards if you currently have them, because your previous accounts would have changed.
However, if you currently own the Hawaiian Airlines® World Elite Mastercard® or the Hawaiian Airlines® Business Mastercard®you would potentially qualify for the Atmos Rewards Summit card.
The Points Guy has independently collected information for Alaska Airlines Visa Signature, Alaska Airlines Visa Business, Hawaiian Airlines Mastercard, and Hawaiian Airlines Business cards. The card details on this page have not been reviewed or provided by the card issuer.
TPG Editor-in-Chief Clint Henderson converted her Alaska personal and business cards to the new Atmos Rewards equivalent and was instantly approved when applying for the Atmos Rewards Summit card. He is also a cardholder of both Personal and business versions of Hawaiian Airlines cards..
Related: HawaiianMiles will transfer to Atmos Rewards – here’s what you need to know
What are the eligibility requirements for the Atmos Rewards Summit?
In summary, since Atmos Rewards Summit It is a newly launched card, most people who apply for the card should be eligible to earn the welcome offer. To increase your chances of approval, you must have a credit score of at least 670.
There are no family restrictions to have more than one Atmos Rewards card or to obtain welcome bonuses.
So, if you are planning to apply for the Atmos Rewards Upgrade or the Atmos Rewards BusinessYou can get the welcome bonus on any of the cards along with the bonus on Atmos Rewards Summit.
Related: Atmos Rewards Ascent vs. Business: Which $95 Alaska-Hawaiian Card Should You Get?
Don’t forget Bank of America’s application rules
Now that we’ve covered eligibility for existing cardholders of other Atmos Rewards cards, don’t rush to apply before considering Bank of America’s application restrictions.
The most common rule you will probably be subject to is the 2/3/4 rule. This means you can only get approved for two new Bank of America cards in a 30-day period, three cards in a 12-month period, and four cards in a 24-month period.
This applies to personal cards and not commercial cards issued by Bank of America.
Related: The definitive guide to restrictions on credit card applications.
What is the best strategy to get the Atmos Rewards Summit?
If you are thinking about applying for Atmos Rewards Summit card and other Atmos Rewards cards, there are several paths you can take.
Apply first for the Atmos Rewards Summit
Since Atmos Rewards Summit is new, apply for this card first to get the great welcome offer.
Apply for a personal and business Atmos Rewards card
If you were planning to apply for two cards in a short period of time, consider applying for the Atmos Rewards Summit and the Atmos Rewards Business to maximize your chances of approval. (But remember Bank of America’s restrictions.)
Applying for more than one Atmos Rewards card can unlock substantial value.
New Atmos Rewards Business cardholders earn a welcome bonus of 80,000 bonus points and a $99 companion fee (plus taxes and fees starting at $23) after spending $5,000 or more on purchases within the first 90 days of account opening.
Paired with the Atmos Rewards Summit card, you’ll have over 180,000 bonus points after meeting the minimum spending requirement on each card, allowing you to maximize the great program prize table.
Bonus points are enough for a one-way business class ticket on Japan Airlines from Los Angeles to Tokyo for 75,000 points or more Qatar Airways from New York to Doha for 70,000 points.
Plus, by having another Atmos Rewards card, you expand your points-earning potential. You will earn 2 points for every dollar spent at electric vehicle charging stations and gas stations, locally transit (including ride-hailing services) and on shipping purchases.
By having both cards, you’ll maximize Atmos Rewards program offers, including the chance to earn elite status in Alaska and its one world equivalent through eligible credit card expenses.
Atmos Rewards Business cardholders earn 1 status point for every $3 in eligible spend (up to 30,000 status points per year), while Atmos Rewards Summit cardholders earn 1 status point for every $2 spent, with no spending limit. Starting in 2026, status gains will no longer be limited on the business card.
Related: 8 Ways to Maximize Your Chances of Getting Approved for a Credit Card
In a nutshell
As this is a new credit card, many applicants may be eligible to apply for the Atmos Rewards Summit and get your welcome bonus, as long as you have an eligible credit score and don’t violate Bank of America’s 2/3/4 rule.
For Oneworld loyalists and those looking to earn elite status and take advantage of an excellent rewards table, the new Atmos Rewards Summit can be your investment in this new loyalty program.
For more information, read our full review of the Atmos Rewards Summit.
Apply here: Atmos Rewards Summit
