Quick points: how to save 5% in all hotels, vacation rentals and rental cars with capital one


You want to save even more money when booking flights and hotels with your Capital One Venture Rewards CED CED Credit?

TPG values ​​a mile at 1.85 cents each, according to our March 2025 ValuationsWhen it transfers its miles to Airlines and Hotels Partners as British airways, Turkish airlines and Wyndham hotels. But if you do not plan to transfer your miles to one of the more than 15 Capital One partners to maximize your rewards, here is an easy trick that you can use.

With the Capital One Venture Rewards Credit CardIt will earn 5 miles per dollar spent on hotels, vacation rentals and rental cars reserved through the Capital One Travel Portal One and 2 miles per dollar spent on all other purchases.

As a limited time offer, the new card holders can earn 75,000 miles of bonus after spending $ 4,000 on purchases within the first three months since the opening of the account, plus a $ 250 capital travel loan to use in the first year of the card owner.

So where are additional savings?

If you reserve through Capital One TravelYou can pay with miles with a fixed value of 1 penny per mile or with cash. For example, for this stay in Miami, at the end of the purchase (not including the service rate of the hotel owed in the check), it will pay $ 411.74 or 41,174 miles (a value of 1 penny per mile).

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If you had to redeem your miles at the end of the purchase, your card would never be charged; Therefore, it would not win any additional reward. However, if I paid with your risk rewards card, you would earn 5 miles per dollar spent on this purchase. That translates into 2,058 miles.

Since Capital One also leaves you Cover travel purchases From his statement within 90 days of the date of purchase at a rate of 1 penny per mile, redeeming his rewards in this way allows him to win miles for his expenses.

Therefore, once this travel purchase is published in my account, I can still use 41,174 capital a mile to eliminate it from my statement as if my card will never be charged. Because I initially bought my trip with cash instead of redeeming my miles, I am 2,058 richer miles. That is about a 5% refund in my hotel reservation through the portal.

The inconvenience of doing this? Hotel points are probable or can use ELITE STATE BENEFITS In reservations made through Capital One Travel. This is because the main hotel chains generally require that you directly reserve to receive these benefits. However, flights reserved through Capital One Travel generally gain miles as usual and are eligible for all elite status benefits, so be sure to add their frequent steering wheel number before flying.

Therefore, if you do not plan to transfer your capital a mile to the partners, but you want to exchange your rewards in hotels, holiday rentals and rental cars, you can book through the capital’s portal and pay with your credit card, winning 5 miles per dollar spent. Then, he exchanges his miles at a rate of 1 penny per mile to effectively save 5% in all hotels, holiday rentals and rental cars.



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