Everyone is streaming these days. Hell, I’m writing this while listening to SiriusXM count down the 500 greatest songs of the ’90s.
However, keeping up with your favorite music and shows can add up, and you may be reevaluating whether you really need to continue subscribing to all your streaming services while you evaluate your budget.
But you don’t have to stay silent to save money. Several of our favorite credit cards come with streaming credits that let you keep the entertainment you love and still save.
I’ll explain which credit cards give you credits for streaming subscriptions and how to use these credits for home entertainment.
Cards that cover streaming subscription costs
The American Express Platinum Card
He The Platinum® Card from American Express offers numerous statement credits to its cardholders, including a digital entertainment credit of up to $240 (up to $20 each month) each calendar year. Registration required; Terms apply.
What it offers for streaming: The Amex Platinum offers up to $20 per month in digital entertainment credits (up to $240 in statement credits each calendar year); Credits can be used with Disney+, The Disney Bundle, ESPN+, Hulu, Peacock, The Wall Street Journal, and The New York Times as long as you pay the merchant directly and monthly.
You will pay first and then receive a refund. average of two days later. Advance registration required and terms apply.
Welcome offer current for new cardholders: Earn 80,000 bonus points after you spend $8,000 on purchases with your new card during the first six months of card membership. TPG November 2024 ratings value this bond at $1,600.
Through the CardMatch Toolyou may be able to receive a substantially larger welcome offer. Offers are subject to change at any time and you may not receive the same welcome offer as another applicant.
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Point earning rates: Earn 5 points per dollar on airfare purchased directly with the airline or through the Amex Travel portal (up to $500,000 in airfare purchases per calendar year, then 1 point per dollar). You’ll also earn 5 points per dollar on prepaid hotels booked with Amex Travel and 1 point per dollar on all other purchases.
Annual fee: $695 (see rates and fees).
Other key advantages: Amex Platinum has numerous benefits that justify its high annual fee. These include access to American Express Global Lounge Collectionincluding centurion halls, Priority Pass Lounges and Delta Sky Clubs (when traveling on same-day Delta flights; limited to 10 visits annually beginning February 1, 2025); up to $200 in credits each calendar year for incidental charges charged by your preferred airline; up to $200 in annual hotel credits each calendar year; and even $200 in Uber Cash every calendar year for purchases in the US (up to $15 each month, up to $35 in December, which you can also use with Uber Eats).
Just be sure to add your Amex Platinum to your Uber account first to get your monthly Uber Cash. Please note that you will need to pay with an Amex card to use Uber Cash.
Enrollment required for select benefits and terms apply.
For more information, read our full review of the Amex Platinum.
Apply here: The American Express Platinum Card
Credit cards that reduce the cost of your streaming services
Blue Cash Everyday Card from American Express
If you’re looking for a solid cash back card that can help you cover your streaming expenses, the Blue Cash Everyday® Card from American Express It is a great option.
What it offers for streaming: Blue Cash Everyday offers up to $7 back each month as a statement credit (up to $84 back per calendar year) after you spend $9.99 or more each month on an eligible Disney Bundle subscription (including Disney+, Hulu, and ESPN+) using your card (subject to automatic renewal). Advance registration required and terms apply.
Welcome offer current for new cardholders: Earn a $200 statement credit after you spend $2,000 on eligible purchases within the first six months of card membership.
Point earning rates: Earn 3% Cash Back in USA supermarketsin online shopping from US retailers and in the US gas stations (up to $6,000 in spending each year in each category, then 1% back).
You’ll also earn 1% cash back on all other purchases. Cash back is received in the form of Reward Dollars that can be redeemed as a statement credit or at checkout on Amazon.com.
Annual fee: $0 (see rates and fees).
Other key advantages: Cardholders can enjoy up to $180 in annual statement credits each calendar year for Home Chef, available as statement credits of up to $15 per month (subject to automatic renewal). Registration required, terms apply.
For more information, read our Full Blue Cash Everyday Card Review.
Apply here: Blue Cash Everyday Card from American Express
American Express Blue Cash Preferred Card
Cash back fans looking for a more robust card than Blue Cash Everyday will appreciate the Blue Cash Preferred® Card from American Express.
What it offers for streaming: Blue Cash Preferred offers up to $7 back each month as a statement credit (up to $84 back per calendar year) after you spend $9.99 or more each month on an eligible Disney Bundle subscription (including Disney+, Hulu and ESPN+) using your card (subject to automatic renewal). Registration required and terms apply.
Welcome offer current for new cardholders: Earn a $250 statement credit after you spend $3,000 on eligible purchases within the first six months of card membership. New cardholders will receive their bonus as a statement credit.
Point earning rates: Get 6% cash back in the US supermarkets on the first $6,000 of these purchases each year (then 1% cash back), 6% cash back on select US streaming services3% cash back transit and at US gas stations and 1% cash back on other purchases.
Cash back is received in the form of Reward Dollars that can be redeemed as a statement credit or at checkout on Amazon.com.
Annual fee: $0 introductory annual fee for the first year, then $95 (see rates and fees).
Other key advantages: Cardholders will receive access to Amex offers and the Send & Split® feature from American Express (registration required; terms apply).
For more information, read our Full Blue Cash Preferred Card Review.
Apply here: American Express Blue Cash Preferred Card
US Bank Altitude Go Visa Signature Card
US Bank offers several great credit card products, including the US Bank Altitude® Go Visa Signature® Card.
What it offers for streaming: Receive a $15 statement credit after you pay an eligible streaming fee with your card each month for 11 straight months. The full list of eligible services is here.
Welcome offer current for new cardholders: Earn 20,000 bonus points after you spend $1,000 on purchases within 90 days of account opening.
Point earning rates: Earn 4 points per dollar on meal (including takeout and delivery), as well as 2 points per dollar on groceries (including grocery delivery servicesexcluding discount stores, supercenters and wholesale clubs), gas and electric vehicle charging stations (excluding discount stores, supercenters and wholesale clubs) and streaming services.
Earn 1 point per dollar on all other purchases.
Annual fee: $0
Other key advantages: The Altitude Go has no foreign transaction fees. The points the card earns can be redeemed in a variety of ways, including travel, cash back, and gift cards.
More information: US Bank Altitude Go
US Bank Altitude Go information has been collected independently by The Points Guy. The card details on this page have not been reviewed or provided by the card issuer.
Check merchant offers on your cards
In addition to using these cards for streaming, be sure to regularly check merchant offers for all of their cards. Chase and American Express They often have deals that will help you save on specific streaming services, like FuboTV, YouTube TV, HBO Max, and Showtime.
To take advantage of these offers, add them to your card and then load that streaming service to the card with the offer.
In a nutshell
If you’re a big fan of streaming services like me, it makes sense to open a card that provides streaming credit. No matter how you stream, there’s a credit card benefit on this list that can help you save on your subscription.
Before opening any of these cards, make sure their annual fees (if applicable) make sense compared to the value you anticipate receiving.
Related: Stream more, pay less with these credit cards
For Amex Platinum rates and fees, click here.
For Blue Cash Everyday rates and fees, click here.
For Blue Cash Preferred rates and fees, click here.
