If you want a credit card that makes your trip feel like a first-class experience, then the Citi Strata Elite℠ Card (see rates and fees) delivery. From airport lounge benefits to hotel perks, this card is designed to improve both the way you travel and the way you get there.
With an annual value of nearly $1,500, the Citi Strata Elite Card combines high travel benefits and purchasing power with lounge access, hotel benefits and World Legend Mastercard experiences.
Whether you’re flying across the country to see family or heading overseas for a once-in-a-lifetime trip, the Citi Strata Elite Card gives you access and rewards to make premium travel more attainable. Think of it as the key to a premium ride.
Travel benefits that elevate your trip
When you choose a premium travel card, it should provide you with tangible convenience and value when you leave home. The Citi Strata Elite Card was created with that in mind, offering benefits that make your airport and hotel experiences smoother, smarter and more rewarding.
“Travel is one of the most meaningful ways people spend their time and money,” says Pam Habner, director of branded cards and lending at Citi. “With the Citi Strata Elite Card, we’re focused on creating a card that delivers lasting value and rewards that continue to work long after the trip. Our goal is to give cardholders confidence that their card will deliver for them at every trip level.”
Global lounge access
It’s no secret that airport lounges set the tone for your trip. They offer elevated seating, premium food and beverages, and a time to recharge before boarding. With the Citi Strata Elite card, you will receive:
- Four American Airlines Admirals Club® Citi Strata Elite passes each year (over $300 in annual value), giving you access to nearly 50 lounges around the world.
- A complimentary Priority Pass Select™ membership ($469 annual value) for you, your authorized users and up to two guests, unlocking more than 1,500 lounges worldwide (note: some locations restrict guest entry)
Together, these benefits mean you can relax, recharge and enjoy the trip before boarding your next flight.
Stays in premium hotels
Your Citi Strata Elite Card also makes hotel stays more rewarding with:
Reward your inbox with TPG’s daily newsletter
Join over 700,000 readers to receive breaking news, in-depth guides, and exclusive offers from TPG experts.
- The Reserve by Citi Travel®: Access 4 1/2 and 5-star properties with benefits like daily breakfast for two; a $100 experience credit (credit varies by property); free Wi-Fi; and room upgrades, early check-in and late check-out (when available) when you select the Reserve rate when booking through the Citi Travel portal.
- Up to $300 Annual Hotel Benefit: Every year, get up to $300 off a two-night (or longer) hotel stay booked through the Citi Travel portal.
Reserve by Citi Travel brings exclusive touches to your stay, while the annual hotel benefit adds significant savings that make your Citi Travel reservation more rewarding.
American Airlines Benefits
Citi ThankYou® Rewards is the only major transferable points program that lets you transfer points to American Airlines AAdvantage® miles, which TPG readers called Best US Airline Loyalty Program at 2024 TPG Awards.
Your daily spending with the card will earn you ThankYou Rewards points. If you transfer your ThankYou Rewards points to the American Airlines AAdvantage program individually, AAdvantage miles can be used to:
- Award-winning flights on American Airlines and its oneworld partners
- Improvements and extras that make flying more comfortable
For example, last year I redeemed 70,000 AAdvantage miles for a Qatar Airways Qsuite flight from Colombo, Sri Lanka, to Houston (via Doha). My out-of-pocket cost was just $174 for taxes and fees, a great deal for one of the best business-class products in the world.
With the Citi Strata Elite Card, you can use your Citi ThankYou Rewards points in a similar way, unlocking a premium experience for a fraction of the price.
And right now, new Citi Strata Elite card applicants can earn 100,000 bonus points after spending $6,000 in the first three months of account opening.
Accelerated Earning Opportunities
With the Citi Strata Elite Card, you’ll earn points faster where it matters most:
- 12 points per dollar spent on hotels, car rentals and attractions booked through the Citi Travel portal
- 6 points per dollar spent on flights booked through the Citi Travel portal
- 6 points per dollar spent at restaurants (including delivery) every Friday and Saturday from 6 pm to 6 am Eastern Time (3 points per dollar spent on these purchases at other times)
- 1.5 points per dollar spent on all other purchases, including daily spending
This structure ensures that you will be rewarded whether you book a trip or enjoy a great meal.
Internal access to restaurants and entertainment.
From dining to concerts to sporting events, the Citi Strata Elite Card opens doors that turn everyday outings into extraordinary experiences.
With the Citi Entertainment® program, you’ll receive access to pre-sale tickets and VIP experiences for music, sporting and cultural events, giving you the opportunity to see the best artists from some of the best seats in the house.
Plus, as a Citi Strata Elite cardholder, you’ll enjoy Mastercard’s top tier of World Legend benefits:
- Premium access to concerts, theater performances and sporting events.
- Priority reservations at high-demand restaurants around the world
- Selected global travel and dining experiences
In a nutshell
The Citi Strata Elite Card is more than just another premium travel card. With an annual value of almost $1,500, it offers lounge benefits, hotel benefits and incredible rewards.
If you’re a frequent traveler, especially with American Airlines, this card can help you unlock travel from your wish list and transform your everyday purchases into premium experiences.
For more information, read our Citi Strata Elite Card Full Review.
Request here the Citi Strata Elite Card and earn 100,000 bonus points after you spend $6,000 in the first three months of account opening.
