Capital One Spark Miles for the review of the commercial credit card


Capital One Spark Miles for the general business description

He Capital One Spark Business Miles It is a solid commercial credit card, which offers double miles in each purchase. Thousands can be transferred to any of the more than 15 Capital ONE partners, and will pay an annual low rate of $ 95 ($ 0 annual introductory rate for the first year). Card qualification*: ⭐⭐⭐⭐

*Card rating It is based on the opinion of the TPG editors and is not influenced by the card issuer.

If your small company implies traveling or wishes to provide travel advantages to you or your employees using the miles won in commercial spending, the capital, a business sparks can offer a lot of value.

TPG recommends a Credit score of 670 to increase your possibilities of being approved.

This is what you need to know about the capital, a business spark before requesting.

Spark miles for professionals and business cons

Pros Cons
  • Access to Capital One Transfer Partners
  • Win 2 miles per dollar in all purchases
  • No annual rate in the first year
  • Has an annual rate after the first year
  • There are no bonus category profits outside the Capital Travel Reserve site One

Spark Miles For Business welcome offer

He Business miles spark He currently offers a 50,000 miles welcome bonus after spending $ 4,500 on purchases in the first three months of opening the account.

THE BOY OF THE POINTS

You can easily exchanges its miles for a fixed value of 1 cent each, in which case the 50,000 mile bonus would be worth $ 500 to travel. But TPG is September 2025 Valuations Place the value of the capital a mile in 1.85 cents, which earns 50,000 miles worth $ 925.

Depending on which transfer partners use and if there is a transfer bonus available when you exchange your miles, you can also get even more value.

Related: Step by step: How to complete a Capital Credit card One Business

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Spark thousands for commercial benefits

He Business miles spark It does not offer as many benefits as some more affectionate Presentation cardsbut it still offers solid advantages for a card with an annual rate product of less than $ 100.

A useful benefit is a state loan of up to $ 120 every four years for a Global entrance or tsa precheck Application rate. Both programs can facilitate the tripAnd you just need to pay the application rate with your Spark Miles card so that the credit is activated (usually within 2 billing cycles).

If you already have memberships with these programs, you can use the credit for an employee.

A seat area in an airport hall
Wyatt Smith/The Points Guy

When you use your spark miles for the presentation card to buy eligible items, you will receive Extended Guarantee Protection In addition to the following benefits that can be particularly useful for small businesses:

  • Account and Account Management Tools: Choose your own monthly expiration date, configure automatic payment and download detailed expenses reports at the end of the year.
  • Ability to assign an employee as an account administrator: This employee can make purchases and payments and review the transactions.
  • Five Star of Hertz: Receive the state with Hertz, omits the counter and select locations and choose from a broader selection of rental cars.*
  • Employee cards without rate: Add employees as authorized users and establish spending limits for their cards.
  • There are no foreign transaction rates: Make purchases abroad without accumulating additional charges just because it is out of the country.

*After registration, accessible through the One Capital website or mobile application, eligible card holders will remain at that level of status during the duration of the offer. Keep in mind that registering through the normal registration process of Hertz Gold Plus Rewards (for example, hertz.com) will not automatically detect a card holder as eligible for the program and card holders will not be automatically updated to the applicable status level. Additional terms apply.

Related: 5 Less known advantages of the capital, a business spark

Win miles on spark miles for business

The beauty of Business miles spark It is its simple gain structure. It will earn 2 miles for each dollar spent without an annual limit, plus 5 miles per dollar spent on hotels, holiday rentals and rental cars reserved through Capital One Travel.

Hertz Clear Parking Car Rentals
Hertz

Although it maintains simple things, the lack of additional bonus categories means that there are more rewarding options for specific business spending, such as office supplies.

Related: These are the One Capital One Credit cards that win transferable miles

Redeeming miles in the spark miles for business

You can redeem your miles with the more than 15 Capital Transfer partners One to raise your business trip.

Take the TPG Taxpayer Editor Matt Moffittthat takes advantage of the Capital One transfer partners for reimbursements, such as First class lufthansa Seating award between the United States and Europe for 116,000 capital a mile when booking through Avianca Lifemiles.

Lufthansa First class (photo of Zach Honig / The Points Guy)
Zach Honig/The Points Guy

Transfer your miles will give you the most for your money, but if you seek simplicity, you can redeem your miles with a fixed value of 1 cent each one towards travel purchases. You can use your miles when booking new trips through Capital One, or you can use your miles to pay any purchase of eligible and recent trips you have made with the card.

Related: Redeeming capital a mile for the maximum value

What cards do you compete with spark miles for business?

Since the capital, a mile can be transferred to air and hotel partnershe Business miles spark It is comparable to other letters that win transferable coins.

Information for Capital One Spark Miles Select for Business has been independently collected by the type of points. The details of the card on this page have not been reviewed or provided by the card issuer.

To obtain additional options, see our Complete list of the best travel cards.

Related: Your Chase Ink commercial credit card guide

Is it worth the spark miles for business?

If you are looking for simplicity, the Business miles spark It can be a good card for all the expenses of your business, since it earns a fixed reward rate in all purchases (unless you are traveling through Capital One Travel, in which case a higher reward rate wins). But even if you already have one or more cards that earn bonus miles in certain categories, spark miles for business can increase your shopping in purchases that do not fall into their current bonus categories.

End

The Spark Miles For Business is a decent card for business owners and managers who do not want to track bond categories and want a simple way to track expenses for an annual annual rate.


Learn more: Capital One Spark Business Miles


For Capital One products listed on this page, Visa® or Mastercard® can provide some of the benefits and may vary according to the product. See the respective guide of the benefits to obtain details, as the terms and exclusions apply.

For rates and rates of the Blue Business Plus card, click here.



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