Bill Divvy Corporate Card Review: Complete Details

Bill Divvy General Corporate Card Description

Here is a type of card that you probably have never seen before: Bill Divvy corporate card it’s a commercial credit card That transforms the way he wins, offering additional points granted in purchases if he pays his weekly or semi-melves. This performance is even more impressive because the Bill Divvy corporate card is a Non -annual rate credit card.

However, both lucrative bonus categories and options for redeeming points are limited. Let’s take a look at whether this card will fit its commercial strategy. Card qualification*: ⭐

*Card rating It is based on the opinion of the TPG editors and is not influenced by the card issuer.

---

He Bill Divvy Corporate Card it’s a commercial credit card Without an annual rate, that is a good option for rapid organizations and unique owners who want to take more control over their commercial expense.

It is very useful regardless of the size of your business, since it automates a large part of the clerical minutiae to own a small company (we will enter that later). However, if you have a small payroll with limited needs to extend credit lines to employees, some of the most notable characteristics of the card will not be useful for you.

This card can also attract him if he has already opened most of the popular small businesses and is looking for something out of the scope of Chase, Amex, Citi and other important issuing issues. I shouldn’t count against your CHASE 5/24 STATEsince most small business cards do not appear in their personal credit report.

Bill stipulates that this credit card is for those with “good to excellent” credit, so we recommend a 670 Credit score or higher before applying.

Bill Divvy pros and corporate cards

Pros	Cons
Want more bonus points paying your balance more frequently Flexible redemption methods Extensive control over employee spending No annual rate	The rewards cannot be redeemed for a year Most exchange options do not provide much value It lacks the integral protections of other visiting cards

Bill Divvy Corporate Card Welcome Offer

The good news is that the Bill Divvy Corporate Card It has a welcome offer, but the bad news is that it is much lower than you will find in some of Our other favorite commercial credit cards. It currently offers a $ 500 welcome offer after spending $ 500.

Even so, if you want an easy welcome offer to win, this is difficult to overcome. While many other commercial credit cards offer more lucrative bonuses, they often also come with Expenditure requirements They are difficult to meet for some companies.

Related: The best cards for freelancers

Bill Divvy Corporate Card Benefits

While examining these card benefits, keep two things into account:

• Potentially it is saving money by counting every dollar.
• You are executing (almost) every penny of commercial expenses through the invoice to obtain the maximum rewards.

These are the things Bill wants to achieve for his small business that other cards may not do. I attended a credit card demonstration, and the card offers an advantage over all other small businesses in the previous capabilities.

Bill Divvy corporate card is also easy in the final result without Annual ratemore without additional rates to request employee cards and no maximum limit on employee cards.

However, the main characteristic of the card is the way you can divide the credit line of your corporate card.

One of the most worrying aspects of adding an authorized user or employee to their main credit card is the fact that they have access to the white letter to their credit line. The budget function solves that problem, since it can distribute a unique amount of credit for specific situations, only as much as it is willing to spend.

As a budget owner, you can see an extremely digestible board of all its assigned budgets. It contains graphics that reflect the size of each budget, how much has been spent and how much is left. You can also create unlimited budgets.

For example, you can create budgets for each employee to make sure not to exploit their Credit limit or accumulate too many unexpected expenses. If an employee travels to a conference, he can assign an amount in dollars to his card. Once they reach the card limit, the card will decrease.

In the same note, each employee can request an increase in the credit of the budget owner. The budget owner can release more credit in real time if there are unforeseen expenses.

You can also establish a kind of “grace period”, where the card will not decrease if the card holder nominally infringes its credit line.

With Bill Divvy, you can give different permits to different card holders. If, for some reason, you want to access another card holder to account information, you can do it without delivering your personal login credentials.

Even if you cannot use your Bill Divvy corporate card for all purchases, you can still enter any expense in Bill Divvy and reimburse yourself the purchases you make without the Bill Divvy corporate card through ACH deposits for free.

Win points on the Bill Divvy corporate card

The section you have been waiting for. He Bill Divvy Corporate Card Win rewards in all expenses (quite generously, in some categories).

In summary, the bill rewards is to make more rewarding expenses than other small business credit cards. What you earn depends on two things:

• In which bonus categories spent
• How often pay your bill

The more he often pays for his bill, the greater the rewards rate.

This is what you will win:

However, there are also some purchases that are excluded from the points to win. These exceptions include:

• Any transaction of a certain month if its total monthly expense is less than 30% below its credit line
• Foreign transactions and foreign transactions rates
• PLASTIQ transactions

Win up to 7 points per dollar In restaurants -Are an annual rate? That certainly sounds above the average. But let’s see how to use those points and how much they are worth.

Related: What is the best commercial credit card for meal shopping?

Redeemer points on the Bill Divvy corporate card

You must exchange the points you win with your Bill Divvy Corporate Card Points through the Bill Rewards online platform.

Specify how many points you want to redeem and choose a redemption method:

Bill Divvy’s rewards are worth, at most, 1 penny each. To redeem points, you will need to accumulate at least 5,000 points in your first year of CARDES, and your account must have at least one year. These are the various ways of spending their points and the value you will receive for each option.

As you can see, the points are worth approximately half a penny for most reimbursements. If you are using this card to obtain cash reimbursement and pay your invoice weekly, it’s like winning:

• 3.6% return in restaurants (7 points per dollar)
• 2.6% return in hotels (5 points per dollar)

For a non -annual rate card, that’s quite good. However, all other profit scenarios with this card are not so good.

If you prefer to use your rewards to travel, your return will be much greater, but now it is competing with an elite catalog of travel cards that can sometimes get much more value for your expenses if you know the best ways to maximize those rewards.

If you want to use your Bill Divvy rewards points to travel, here is the process:

• Pay for traveling with the Bill Divvy corporate card
• Click “Redee of Rewards” on your Invoices Board
• Complete the rewards form with the amount of points you want to exchange
• Send the form

Bill Divvy Rewards says that his redemption will be processed within 10 business days.

The process is a two edge sword. You can reserve directly with the travel provider instead of going through a third -party portal, which is great news for those who wish to use hotels, since it usually only obtains elite night loans, elite benefits and points of hotel if you Reserve directly.

However, you must use the Bill Divvy corporate card to reserve your trip, which means those with airline either hotel Credit cards may not obtain additional rewards or kick travel protections incorporated into these purchases.

What cards do you compete with the Bill Divvy corporate card?

There are many other visiting cards that could be better for your company:

To obtain additional options, see our guide for the The best commercial credit cards.

Related: Is it worth the annual Amoess Gold rate?

Is it worth the Bill Divvy corporate card?

If you are looking for a presentation card without an annual rate that has a good profit structure and offer a lot of control over employee spending, the Bill Divvy corporate card is an option worth it. However, you must pay your bill weekly to maximize your rewards, which may not be ideal for all companies. If you want greater flexibility with your rewards, there are better market options for your business.

End

Bill Divvy corporate card It has some advantages that make it unique in the world of business credit cards.

You can provide employees with various degrees of access to the account, establish strict budgets for each employee card and reimburse the expenses of your personal payment method to keep within the budget. And curiously, you are rewarded based on the frequency with which you pay your balance. You can potentially earn 3.5 times more points when paying your bill weekly instead of monthly.

Even if the Bill Divvy Rewards system is not the best, that may be enough to stimulate many business owners to try.

Related: How to get a commercial credit card

For the rates and rates of the AMEX Business Gold, click here.