Chase Ultimate Rewards Points: How to Redeem Them for Maximum Value


You can never have too many Pursue ultimate rewards needles.

This transferable rewards currency gives you access to some of the best hotel and airline transfer partners; Therefore, it remains one of the most valuable ones you can have in your wallet. According to TPG from May 2026 ratingsUltimate Rewards points are worth 2.05 cents each, which is what you should aim for when redeeming your points to help you maximize your rewards.

However, you can also use your points to book car rentals, hotels, and flights in a user-friendly way. Chase Travel℠ Portal when using certain chase credit cards.

As such, learning how to redeem your Chase Ultimate Rewards points for maximum value is essential if you want to make the most of your hard-earned points.


Chase Sapphire Reserve® (see rates and fees): Earn 150,000 bonus points after you spend $6,000 on purchases in the first three months of account opening.


How can I redeem Chase Ultimate Rewards points?

If you want to maximize your Ultimate Rewards points, typically the most lucrative option is to transfer them to one of Chase’s ten airline or three hotel partners. Whether you want to save money on an economy fare, a lie-flat seat, or a luxury hotel, you can use your points to travel the world and reduce the cost by thousands of dollars.

If you don’t want to transfer your points to airline and hotel partners, you can use your rewards for virtually any type of travel booking (flights, hotel stays, cruises, tours, and rental cars) through Chase Travel. If you have an eligible Sapphire or Ink card with the Points Increase redemption accelerationYour points can be worth up to 2 cents each. This is a smart redemption option for people who don’t want to deal with potentially complex rewards program rules.

You can also use your points for non-travel redemptions, like Amazon purchases, gift cards, and statement credits. However, this typically yields between 0.8 and 1 cent per point in value.

So to get the most out of your Chase points, here are the best ways to redeem your rewards.

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What are the most valuable ways to redeem Chase Ultimate Rewards points?

Virgin Atlantic Airbus A350 A330 London Heathrow LHR Terminal 3
ERIC ROSEN/THE POINTS GUY

Transfer your Chase points A travel companion is usually the best way to get the most out of it. Here are some of TPG’s favorite ways to redeem Ultimate Rewards points with hotel and airline transfer partners.

Virgin Atlantic Flight Club

Transfer your Chase points to Virgin Atlantic Flight Club program. If you are flexible and willing to travel during off-peak dates, you can book one-way economy seats to the UK from:

  • 6,000 points in economics
  • 10,500 points in premium economy
  • 29,000 points in business class

Be sure to look for the red “Savings” label when searching for the lowest prices, or you can use Virgin Atlantic Reward Seat Checker to find the cheapest economy fares on various dates.

Related: Putting the fun back into flying: Virgin Atlantic A350 Upper Class review

United Mileage Plus

Flights within the US with United Airlines start at just 5,000 United Mileage Plus miles on shorter routes, such as from San Francisco International Airport (SFO) to San Diego International Airport (SAN).

With fees and taxes as low as $5.60 per flight, this is a great way to save money on your next domestic flight.

united aircraft lineup
ZACH GRIFF/THE POINTS GUY

Air France-KLM Flying Blue

If you want to fly to Europe beyond the UK, consider Air France-KLM Flying Blue. While the program prices most of its prizes dynamically, Flying Blue has standardized prices at the savings level for one-way flights between the US and Europe. Award rates start at:

  • 25,000 miles in economy
  • 40,000 miles in premium economy
  • 60,000 miles in business class

Please remember that these fares are only for the lowest savings tier seats, which are limited.

Booking business class from the US to anywhere in Europe for 60,000 Flying Blue miles is a great deal, so if you find this price on dates that work for you, take advantage. Furthermore, the The program offers monthly prize offers.allowing you to redeem even fewer miles for international flights.

Additionally, you can extend your trip and spend a few days in Paris or Amsterdam using the free Flying Blue stopover program. This is a great way to visit another city without paying extra miles or cash. To book Flying Blue stops, you will need to call Flying Blue at 800-375-8723.

Singapore KrisFlyer

Singapore Airlines has several benefits as a potential destination for your transferred Ultimate Rewards points. Firstly, Singapore Airlines is one of the best airlines in the sky, with excellent service and luxury products and experiences on board. The airline’s premium long-haul products are usually easier to find through Singapore KrisFlyer program, not through your Star Alliance partners.

Secondly, Singapore KrisFlyer offers great value, with reasonable award tables, low fuel surcharges, route rules that allow stopovers, and the ability to combine multiple partners into a single award.

Finally, the online prize booking tool is intuitive and easy to use, although keep in mind that transfers are usually not instant.

One of the best uses of KrisFlyer miles is to book a saver fare on the world’s longest business class flight from New York’s John F. Kennedy International Airport (JFK) to Singapore Changi Airport (SIN) for just 117,000 miles. This is a great price for almost 20 hours of comfort.

Related: 19 thoughts during 19 hours on the world’s longest flight from New York to Singapore

Singapore Airlines Business Class
ZACH GRIFF/THE POINTS GUY

Hyatt World

One of the best ways to use Ultimate Rewards points is to transfer them to Hyatt World. Hyatt points are generally worth more than Marriott Bonvoy and IHG One Rewards points, which is why Hyatt is typically your best hotel transfer partner within Chase Ultimate Rewards.

World of Hyatt prices most stays using fixed service prize tabledividing the properties into Category 1 to 8 and the dates into standard, low season and high season award nights.

Category 1 properties Off-peak dates are 3,500 points per night, while Category 8 properties on peak dates are 45,000 points per night.

Properties in categories 1 to 5, in particular, can offer fantastic prizes. For example, the Grand Hyatt Athens in Greece costs between 9,000 and 15,000 points per night, and the Hyatt Regency JFK Airport at Resorts World New York costs between 12,000 and 18,000 points per night.

You can also get substantial value from higher-tier hotels. For example, redeem 45,000 points per night at ski-in, ski-out Park Hyatt Beaver Creek Resort and Spa in Colorado during peak ski season can help you save a lot of money as a room costs around $1,200 per night during these times. By transferring your Chase points to World of Hyatt to book a stay at this resort, you would get a redemption value of almost 3 cents per point.

Other notable World of Hyatt redemption properties include the Park Hyatt St. Kitts Christophe Harbor and the Park Hyatt Maldives Hadahaawhich cost between 25,000 and 35,000 points per night. Both luxury properties routinely sell for over $1,000 a night, making them great trade-in options.

Please note that Hyatt will be moving to a more complex five-tier award chart with higher prices for some reservations made from May 20 onwards.

Related: The best Hyatt hotels in the world to book with points

The best cards to earn Chase Ultimate Rewards points

These are the best ways to earn Ultimate Rewards points with Chase credit cards:

The first four cards earn fully transferable Ultimate Rewards points, while the remaining two are technically billed as cash back credit cards.

However, if you also have a card to earn Ultimate Rewards points, you can convert your Chase cash back rewards to Ultimate Rewards points. For this reason, having more than one Chase card in the family may make sense to maximize your earning and redemption potential.

In a nutshell

It’s no secret the value TPG sees in Ultimate Rewards points.

With so many great airline and hotel transfer partners, especially World of Hyatt, you can get great value with your next Ultimate Rewards points redemption, whether you want to travel across the country or the world.



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