Get Half Off Your Caffeine Fix At Capital One Cafe

I have held Capital One Cards for years. Until recently, I had forgotten about one particular benefit for cardholders: the ability to get discounted drinks at Capital One Café Locations.

I had just finished running and was walking home when I stumbled upon a Capital One Cafe in downtown Portland, Oregon. Thanks to being a cardholder, I was able to visit that Capital One Café and enjoy 50% off the craft beverage I ordered.

If you need a daily dose of caffeine, this generous benefit can save you more money than you think, especially when coffee and tea drinks routinely cost $6 to $8 each. All Capital One and Discover credit and debit cardholders are eligible for this benefit, so you don’t need to worry about having a particular Capital One card to enjoy this benefit.

Here you will find everything you need to know to make the most of this benefit.

What are Capital One coffees?

Capital One cafes serve as banks and coffee shops. You can perform some small banking services, such as withdrawing money and depositing checks, at the ATMs located inside them. You can also ask questions to one of the available Capital One advisors. However, you won’t be able to do everything you normally can at a full-service bank.

When you visit any of the more than 60 cafeteria-labeled locations available throughout the United States, you can also order lighter meals, drinks and sweets. They have ample seating and fast Wi-Fi for those looking to get work done.

How to use the discount

Using the cardholder discount is pretty simple. Simply place your order and the barista will usually ask if you have a Capital One or Discover card. If the barista doesn’t ask, simply mention that you have a Capital One or Discover card and your drink will be discounted. You’ll see signage throughout the cafe highlighting this benefit for cardholders.

You can use this discount at any Capital One Cafe nationwide. It can be applied to any drink purchase, with no limit on the number of drinks you can order and on which you can use the discount. Food is excluded.

How to maximize this discount

I’ve been into matcha recently, so having the opportunity to get specialty drinks for under $4 in a major metropolitan area is a big win for me. Drinks are priced similar to those offered at Dunkin’, starbucks and most coffee shops in larger cities.

For a regular visitor looking for a daily dose of caffeine, this can save between $20 and $40 a month.

And since this discount can be applied to more than one drink, although it can’t be stacked with any other discounts, it’s a great way to treat your coworkers, friends, or family to coffee and other drinks.

Also remember that these cafes offer happy hours and daily specials that vary by location. At the time I visited, the downtown Portland location was offering $3 drinks every Wednesday from 3 pm until closing through the end of the year.

Related: Best credit cards for dining

What cards can I use?

You can use any Capital One or Discover credit or debit card to get half off drinks. If you don’t currently have a card, here are some of my top options you might consider applying for:

Or, if you’re not looking for a credit card, you can opt for the 360 ​​Checking debit card attached to a credit card at no charge. Capital One 360 ​​Checking Account.

360 Checking debit card information has been collected independently by The Points Guy. The card details on this page have not been reviewed or provided by the card issuer.

Related: Why Capital One Venture X Might Be the Best Choice for Your First Premium Card

What to ask for

There are plenty of drinks and flavor combinations to choose from, and since you’re only paying half the price, it’s easy to try a few. You can try different options until you find your favorite.

Some of my top drinks picks are:

• Iced Caramel Latte
• Iced Honey and Lavender Latte
• Honey and Lavender Iced Matcha
• Matcha vanilla ice cream

The Honey Lavender Latte is the signature drink at Capital One cafes and is quite tasty.

But if you’re a coffee purist and don’t like flavored coffees, you can get a black coffee for just $2.00 with the discount. Additionally, for those who prefer not to consume caffeine, there are several decaffeinated drink options.

I’ve also tried the food several times and it’s hit or miss.

In a nutshell

Capital One and Discover cardholders shouldn’t overlook this benefit. You can get your caffeine fix through lattes, matchas, and more for 50% off just by stopping by your nearest Capital One Cafe.

Related: Best Time to Apply for These Popular Capital One Credit Cards Based on Offer History