If you are a high-spending business owner who loves to travel, capital one offers an excellent bonus at a higher level travel rewards card.
The current offer on the Capital One Venture X Business It is the highest we have seen in its history. If you can meet the high spending requirements, now is the ideal time to apply.
Let’s look at the details and review what you need to know before applying.
Current Capital One Venture X Business Offer
New Company X Business Applicants can earn up to 400,000 bonus miles on the card after meeting two spending thresholds:
- Earn 200,000 miles after you spend $30,000 on eligible purchases within the first three months of account opening
- Earn 200,000 bonus miles after you spend a total of $150,000 on eligible purchases during the first six months of account opening.
TPG November 2025 ratings put this offer at up to $7,400, which is exceptionally valuable for a credit card, and the highest we’ve ever seen in card history.
To maximize the bonus, we recommend transferring your miles to one of Capital One’s 15+. airline and hotel partners.
You also have the option of redeem your miles for a statement credit to cover travel expenses at the rate of 1 cent per mile. Even if you go this lower-value route, the full bonus is still worth an impressive $4,000.
Venture X Business carries an annual fee of $395, which is more than offset by a annual travel credit and anniversary bonus miles each year you have the card.
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How does this compare to previous offerings?
This is the best bonus we have seen. in card history.
The second highest offer we’ve seen at Venture X Business provided the opportunity to earn up to 350,000 bonus miles (no longer available), 50,000 miles less than the current bonus.
If your business can meet the high minimum spend requirement for this current offer, now is the best time to apply.
Related: Collect Capital One miles? How to get the most value when redeeming miles
Why you should apply for the Capital One Venture X Business
He Company X Business It has the same reasonable annual fee that many love about the personal version, plus key benefits, including:
- Anniversary bonus: Receive 10,000 miles for each cardholder anniversary, valued at $185, based on TPG ratings as of November 2025.
- Annual travel credit: Receive an annual credit of up to $300 for travel booked through Capital One Business Travel.
- Global Entry/TSA PreCheck Credit: Receive up to $120 in statement credit for Global Entry or TSA PreCheck.
- Access to the lounge: Get unlimited access for you and two guests to Capital One Salons and more than 1,800 Priority pass salons around the world. (Please note that these lounge access policies are will become more restrictive on February 1, 2026.)
- Access to luxury hotels: Access Capital One Premier Collection and Lifestyle Collection programs to earn elite-like benefits when staying at participating hotels.
- No foreign transaction fees
Plus, when you spend with this card, you’ll earn:
- 10 miles per dollar spent on hotels and rental cars purchased through Capital One Business Travel
- 5 miles per dollar spent on flights and vacation rentals purchased through Capital One Business Travel
- 2 miles per dollar spent on all other eligible purchases
As mentioned above, the $395 annual fee is easily offset by the value of the annual travel credit and anniversary bonus, even before you factor in the welcome offer, lounge access, and earning potential of the card.
Related: Capital One Venture Venture X Business: small but important differences
In a nutshell
If you are a small business owner whose business spends enough to earn the welcome bonus, the Capital One Venture X Business gives you the potential to earn tremendous rewards with your highest bid.
If your small business has lower expenses, you’ll probably want to opt for another of our picks for the best business credit cards or the personal Capital One Venture X Rewards Credit Card.
For more information, read our full review of the Venture X Business.
More information: Capital One Venture X Business
