Keeping up with your favorite music and TV shows can add up. So you might be wondering if every streaming subscription is worth keeping.
But you don’t have to sit quietly on the couch to save money. Several of our favorite credit cards come with streaming credits that let you keep the entertainment you love and save money.
In this guide, we’ll explain which credit cards give you credits for streaming subscriptions and how to use these credits for entertainment at home and on the go.
American Express Platinum® Card — Discover your offer: You may be eligible to earn up to 175,000 Membership Rewards points after you spend $8,000 on eligible purchases with your new card during your first six months of membership. Welcome offers vary and you may not be eligible to receive an offer.
American Express Platinum
He American Express Platinum® Card offers a long list of statement credits to its cardholders, including up to $300 each calendar year (earned up to $25 each month) in digital entertainment statement credits (registration required).
Transmission benefit: Up to $25 per month in digital entertainment statement credits (up to $300 in statement credits each calendar year). Credits can be used as long as you pay the following merchants directly and monthly:
- Disney+
- ESPN+
- Hulu
- The Disney+ package (includes the three services above or a combination of them)
- Supreme+
- Peacock
- The New York Times
- The Wall Street Journal
- youtube premium
- youtube television
You will pay first and then receive refund in an average period of two days (registration required).
With this card, you can actually get a free subscription to Paramount+ or Peacock. Platinum offers up to $12.95 (plus applicable taxes) in monthly statement credits for a Walmart+ membership (enrollment required).
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And as a Walmart+ member, you’ll receive a free ad-supported subscription to Paramount+ or Peacock. (You can change providers every 90 days.) So it only makes sense to use your digital entertainment credit if you want to upgrade to an ad-free plan with these providers.
Streaming earning rate: 1 point per dollar spent.
Annual fee: $895 (see rates and fees).
For more information, read our Full American Express Platinum Review.
Apply here: American Express Platinum
Chase Sapphire Reserve
Chase Sapphire Reserve® (see rates and fees) cardholders get free access to Apple Music and Apple TV+offering $250 in annual value for subscriptions through June 22, 2027.
Transmission benefit: Activate your memberships in the card benefits center to start streaming immediately, with no statement credits or refunds required.
If you already pay for either service, this benefit can save you money every month, helping to offset the card’s annual fee. Even if you’re new to Apple’s entertainment ecosystem, it’s a convenient way to explore premium music and streaming options at no additional cost.
Streaming earning rate: 1 point per dollar spent.
Annual fee: $795.
For more information, read our complete review of the Sapphire Reserve.
Apply here: Chase Sapphire Reserve
American Express Blue Cash Every Day
He Blue Cash Everyday® Card from American Express It’s a great option if you’re looking for a solid cash back card that can help you cover your streaming expenses.
Transmission benefit: Up to $84 per calendar year (up to $7 per month) as a statement credit for Disney Streaming purchases (includes Disney+, ESPN+ and Hulu). (Valid on US websites only; subject to automatic renewal; advance registration required.)
Streaming earning rate: 1% cash back (cash back is received in the form of reward dollars that can be redeemed as a statement credit and at checkout on Amazon.com).
Annual fee: $0 (see rates and fees).
For more information, read our full review of the Blue Cash Everyday.
Apply here: American Express Blue Cash Every Day
American Express Blue Cash Preferred
Cash back fans looking for a more robust card than Blue Cash Everyday will appreciate the Blue Cash Preferred® Card from American Express.
Transmission benefit: Up to $120 back per calendar year (up to $10 per month) as a statement credit for Disney Streaming purchases (includes Disney+, ESPN+ and Hulu). (Valid on US websites only; subject to automatic renewal; advance registration required.)
Streaming earning rate: 6% cash back on select US streaming services (cash back is received in the form of reward dollars that can be redeemed as a statement credit and at checkout on Amazon.com).
Annual fee: $0 introductory annual fee for the first year, then $95 (see rates and fees).
For more information, read our full review of Blue Cash Preferred.
Apply here: American Express Blue Cash Preferred
US Bank Altitude Go
US Bank offers several valuable credit card products, including US Bank Altitude® Go Visa Signature® Card.
Transmission benefit: A $15 statement credit after paying a eligible transmission charge with your card every month for 11 months in a row. However, keep in mind that this is only $1.36 per month, so it is not significant.
That said, this card has no annual fee, so you don’t need to worry about getting significant value year after year.
Streaming earning rate: 2 points per dollar spent.
Annual fee: $0.
US Bank Altitude Go information has been collected independently by The Points Guy. The card details on this page have not been reviewed or provided by the card issuer.
More information: US Bank Altitude Go
Maximize your rewards on streaming services
For streaming platforms where you don’t receive a credit or a free subscription, make sure you’re still getting solid rewards for your spending. Several top cards offer high return rates on eligible streaming purchases, helping you get more value each month.
Some of the best cards to earn rewards on streaming services include:
If a particular service isn’t covered by a dedicated streaming credit, charging it to one of these cards can ensure that you still earn valuable rewards for each binge-watching session.
Check merchant offers on your cards
In addition to using these cards for streaming, be sure to regularly check merchant offers for all of their cards. American Express and Chase They often have deals that will help you save on specific streaming services, like Fubo, Max, Showtime, and YouTube TV.
To take advantage of these offers, add them to your card and then load that streaming service to the card with the offer.
In a nutshell
If you’re a big fan of streaming services like us, it makes sense to open a card that provides streaming credit. No matter how you stream, there’s a credit card benefit on this list that can help you save on your streaming costs.
But before you apply for a card, make sure the benefits it provides make it worth the annual fee (if one is loaded).
Related: Monthly Checklist: Perks and Benefits of the Credit Card You Should Use This Month
For Amex Platinum rates and fees, click here.
For Blue Cash Everyday rates and fees, click here.
For Blue Cash Preferred rates and fees, click here.
