Chase Ink Business Unlimited General Description
He Ink Business Unlimited® credit card (see rates and rates) It is one of the best visiting cards without annual rate because it earns 1.5% in each purchase. This cash refund can become valuable Chase Ultimate rewards when combined with an eligible persecution card. Card qualification*: ⭐⭐⭐⭐
*Card rating It is based on the opinion of the TPG editors and is not influenced by the card issuer.
He Ink Business Unlimited It is a small business card that closely reflects the popular CHASE FREEDOM UNLIMITED® (see rates and rates). The Ink Business Unlimited does not charge an annual rate, and its simple reward structure is more valuable than it seems at first sight.
Although there are other cards that earn 1.5% reimbursement in cash (or more), when they combine with a Ultimate Rewards profit card, the INK Business Unlimited card allows you to convert the return to return to Chase Ultimate Rewards needles This means that you can Combine the persecution points of your separate card accounts and transfer them to the various of the Ultimate Rewards Program Airlines and Hotels Partners.
While not all are Eligible for a commercial credit cardIt may be easier to be approved than he thinks, whenever he has an excellent “good” Credit score 670 or more, because independent work and other unique owner companies can count as a business in the eyes of Chase and many other issues.
We are going to immerse ourselves in the details.
Ink Business pros and unlimited cons
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Ink Business unlimited welcome offer
New Ink Business Unlimited Card holders get a $ 900 back bonus after spending $ 6,000 on purchases within the first three months from the opening of the account.
This limited time offer coincides with the Best offer We saw on the card from September to November 2024.
You can exchange the welcome bonus such as cash return, gift cards or reserved trips Chase Travel℠.
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However, you can double your return (potentially) if you combine the unlimited ink business with a card that gains transferable final rewards, such as the CHASE SAPPHIRE PREFERRED® card (see rates and rates).
According to September 2025 of TPG ValuationsThose 90,000 final rewards points have a value of $ 1,845.
That is a solid tour on a card that does not charge annual rate.
Related: The best welcome offers this month
Unlimited Ink Business benefits
You get what you pay when it comes to benefits, so it is not surprising that the Ink Business Unlimited It does not offer as many advantages as other cards with higher annual rates.
Its benefits are identical to those offered by the Ink Business Cash® Credit Card (see rates and rates), but they are not as good as the advantages offered on the Ink Business Prefered® credit card. In particular, you will not get Cell phones protection o Cancellation insurance/travel interruption.
Ink business information has been independently collected by the type of points. The details of the card on this page have not been reviewed or provided by the card issuer.
Here is a quick summary of what is included:
- Purchase protection: This covers new purchases for up to 120 days against damage or robbery, up to $ 10,000 per claim and $ 50,000 on behalf of.
- Exemption from automatic rental collision: When renting a car for commercial purposes using Ink Business Unlimited, you can reject the collision insurance of the car rental company and be covered by the card to the vehicle value in the vehicle in the case of damage due to theft or collision. This is valid in most rentals in the United States and abroad, and coverage is primary, which means that it is applied before its own car insurance policy.
- Extended guarantee: This extends the guarantee period of the US manufacturer. In an additional year in eligible guarantees of three years or less.
- Employee cards without additional cost: If employees can use the account, they will be authorized users and will have equal cargo privileges unless you establish individual spending limits.
Win rewards in the unlimited ink business
He Ink Business Unlimited Win 1.5% in cash on all purchases using a simple rewards structure that does not require thinking about rotating or bonus categories. This represents both the beauty of this card and its possible inconvenience.
For example, if you buy air tickets with this card, you could give up rewards of up to 8 points per dollar spent that a card like the CHASE SAPPHIRE Reserve® (see rates and rates) offers when booking through Chase Travel.
The same goes for paying office supplies or Internet service. He Ink Business effective He earns 5% in cash in the first $ 25,000 spent on combined purchases in office supplies and internet supplies, cable, cell phone and fixing fixing services at each year of anniversary (then 1% from then on).
It also earns 2% of the first $ 25,000 spent on combined purchases in service stations and restaurants every year. All other purchases earn 1% cash refund.
Be careful just by evaluating this card based on your cash value. The unlimited cash refund offered by this card will not give you the highest performance between Commercial credit cards in cash – If I redeem for cash, anyway.
Related: How to choose a strategy for your small business credit cards
Redeem rewards in the Unlimited ink business
There are some key ways to redeem your rewards: cash reimbursement, gift cards, trips or goods and services offered through the Chase Rewards Program.
If I redeem for cash, you can receive your money as account status or by an electronic deposit in an eligible control or savings account of the US. UU. Points redeemed by cash, gift cards or travel are worth each one each.
Transfer rewards with Unlimited Business Ink
It can increase its redemption to effective performance of more than 3% (based in September 2025. Valuations) In all expenses if you move your points to a personal card or personnel of Rewards Ultimate Rewards, such as:
The other card must be registered for you, the owner of the company or a member of your home to qualify for a transfer.
He Ink Business Unlimited It can represent an incredible value proposal when associated with any of these other letters. Once it moves, it points to an account that wins the final rewards points, it can transfer them to valuable airlines and hotel partners O Reserve trips directly through Chase Travel and receive a fixed value for its points, depending on the specific redemption. See the agreement of your rewards program for complete details.
TPG credit card writer Danyal Ahmed It has both the unlimited ink business and the sapphire reserve and always combines its points to transfer them to an airline. Recently transferred 75,000 points to Air Canada Aeropan To reserve multice executive class tickets for his whole family from London to Istanbul and then to Zurich.
Related: THE POWER OF CHASE TRIFECTA: Maximize its profits with 3 cards
What cards do you compete with Ink Business Unlimited?
He Ink Business UnlimitedCompetitors are cards that offer a return similar to all expenses. Commercial credit cards that offer fixed rate rewards include:
Related: How to choose the best credit card for your commercial expenses
Is it worth the unlimited ink business?
He Ink Business Unlimited It is a valuable option for daily spending if it combines it with the right card. Hold a premium persecution card such as Chase Sapphire reserve You can also maximize your commercial credit card. However, be careful with Chase’s 5/24 restrictions.
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He Ink Business Unlimited It can be valuable to maximize your commercial spending rewards.
An advantage to open Chase Business credit cards is that they will not be added to your 5/24 chase count once they are open, although requesting them in the first place is subject to the rule. So, if you qualify for commercial credit cards, it is a good strategy to request a Chase presentation card first, before requesting personal credit cards with CHASE or other banks, which you will have for that 5/24 limit.
This card offers a great return of daily expenseThat can be supercharged if you have another card that wins the Chase Ultimate rewards.
Apply here: Ink Business Unlimited
For rates and rates of the Blue Business Plus card, click here.
