Ink Business Cash Ched Credit Red View
Persecution Ink Business Cash® Credit Card (see rates and rates) It is an excellent option for small businesses that seek to obtain bond rewards in the office supplies and selected public services and in the service stations and restaurants, without annual fee. And you can more than double the value of your rewards if it transfers them to a card that wins the Chase Ultimate rewards. Card qualification*: ⭐⭐⭐⭐
*Card rating It is based on the opinion of the TPG editors and is not influenced by the card issuer.
He Ink Business effective It is one of the best annual rates Presentation cards In the market.
It offers high income rates on daily expenses such as office supplies and cable, internet and telephony services, in addition to strong returns in service stations and restaurants. And if you also have a premium persecution card, you can unlock even greater value by transferring rewards to Definitive rewards ecosystem.
He recommended credit score Applying for this card is 670 or more.
Let’s take a close look at the Ink Business Cash credit card so you can decide if it is a good option for your business.
Ink Business Cash Pros and cons
| Pros | Cons |
|---|---|
|
|
Ink Business Cash welcome offer
He Ink Business effective It currently offers a lucrative welcome bonus and limited time. The new applicants can earn a $ 900 cash bonus after spending $ 6,000 on purchases within three months after the opening of the account.
This coincides with the highest bond offered in the Card history And it is the first time that we see it since January 2024. So, now it is the best time to apply.
And you can Convert cash return bonus into final rewards points If it transfers its cash refunds to a card that gains final rewards points, such as the Ink Business Prefered® credit card, CHASE SAPPHIRE Reserve® (see rates and rates), CHASE SAPPHIRE PREFERRED® card (see rates and rates) either Chase Sapphire Reserve for Business℠ (see rates and rates).
Reward your entrance tray with the TPG Diario Bulletin
Join more than 700,000 readers to receive news, in -depth guides and exclusive agreements of TPG experts
If you also have one of these cards, your reimbursement will become 90,000 final rewards points for a value of $ 1,845, according to September 2025. Valuations.
Ink business information has been independently collected by the type of points. The details of the card on this page have not been reviewed or provided by the card issuer.
Ink the commercial cash is subject to 5/24 rule of ChaseWhich means that it is likely to be denied if you have opened five or more personal credit cards in all banks in the last 24 months.
Related: Your Chase Ink commercial credit card guide
Cash benefits of the ink business
He Ink Business effective It is a non -annual rate card that offers modest benefits and advantages.
One of the best advantages of the card for many small businesses is that you can request cards for employees at no additional cost. You will obtain rewards for your expenses, and you can even establish individual expenses limits for employees for greater control.
When you buy eligible items with Ink Business cash, these purchases will be covered by Extended guarantee and Purchase protection. These protections can save your business in serious cash.
The protection of the extended guarantee extends the guarantee period of an US manufacturer. In an additional year in eligible guarantees of three years or less. And the purchase protection covers its new purchases for 120 days against damage or theft of up to $ 10,000 per claim and $ 50,000 on behalf of.
When you rent a car, you can be covered by Ink Business’s cash exemption from automatic rental collision When the collision insurance of the rental company rejects and charges the entire rental cost to its card. Coverage is primary when rented for commercial purposes and provides reimbursement to the real value of the vehicle for robberies and collision damage for most rentals in the United States and abroad.
Whether you are at home or abroad, you can call the benefits administrator for legal and medical references, as well as other trips and emergency assistance. Agents can provide guidance and information when necessary, but will be responsible for the cost of any service you obtain.
Finally, the characteristics of Ink Business Cash Zero responsibility protectionWhich means that you will not be responsible for unauthorized charges made with your card or account information. Chase will help safeguard your account using real -time fraud monitoring.
Related: Reasons to request Ink Business cash
Win rewards in Ink Business cash
With persecution Ink Business effectiveYou will win:
- 5% cash reimbursement in office supplies and cable services stores, internet and telephone (up to $ 25,000 in combined purchases per year of anniversary)
- 2% cash reimbursement in service stations and restaurants (up to $ 25,000 in purchases combined per year of anniversary)
- 1% cash refund in all other purchases
5% cash reimbursement is impressive for a non -annual rate card, one of the The best credit card with cash return Win rates in the market, and it is even better if you have a Card that wins the Chase Ultimate Rewards Points. Then you can Transfer your cash to the Ultimate Rewards points and effectively earns 5 final rewards per dollar spent in office supplies and cable services stores, internet and telephony.
Since TPG assessments in September 2025 nail the final rewards points in 2.05 cents each, is a return of more than 10% in spending in these categories.
Related: Commercial credit cards versus Freight cards: What is adequate for you?
Redeeming rewards in Ink Business cash
Just because the persecution Ink Business effective It is a cash card does not mean that you have no options to exchange your rewards. If I redeem in cash, you can receive your money as account status or by an electronic deposit in an eligible control or savings account of the US.
Other options, such as gift cards, trips, unique experiences, Amazon Shop with points and Apple Ultimate Rewards Store, provide less than the nominal value for their cash rewards. Therefore, we generally do not recommend reducing your rewards for these lesser value options.
Related: How to maximize its Chase Ultimate reward points
Transfer rewards in Ink Business cash
If you have a card like the preferred ink business or a sapphire card that wins the Chase Ultimate rewards, it unlocks an additional reimbursement option: you can convert cash refusals in your Ink Business effective To pursue Ultimate rewards points.
The other card that wins the Chase Ultimate Rewards Points It must be registered For you, the owner of the company or a household member to qualify. Once it moves, it points to an ultimate rewards-alening account, you can transfer them to Airline and hotel travel partners or book travel directly through Persecution℠ A better pace.
TPG Taxpayer Editor Matt Moffitt Converts the cash reimbursement that he wins in his Ink Cash business into definitive rewards points while having the Chase Sapphire reserve. Then transfers those points to Hyatt world For high -value hotels channels.
Related: How to book travel (and save points) with Chase Travel
What cards do you compete with Ink Business cash?
He Ink Business effective It is an excellent option if its main expense aligns well with the office offer and the categories of public service bonds. But there are other options here:
To obtain additional options, see our complete list of the The best commercial credit cards.
Related: How to get a commercial credit card
Is it worth the ink business?
The Ink Business Cash is ideal if your business spends less than $ 25,000 every year in its best categories of bond (office supply stores, cable services, internet and telephone; or service stations and restaurants). Once that limit reaches, bonus profits fall to 1%, so this card works best for companies with moderate expenses in these categories.
End
The combination of simplicity and reimbursement potential makes the ink business a good option if you are looking for cash return rewards or the ability to convert cash to Transferable travel rewards.
If you frequently buy in office supplies stores or pay cable, internet and telephone services with a credit card, adding the Ink Business effective To your wallet you could raise your profits about these expenses without requiring that you pay an annual rate.
Apply here: Ink Business effective
