He Capital One Venture Rewards CED CED Credit It provides great value to occasional travelers who want to maximize the miles they earn. This card has an annual rate of $ 95 and earns at least 2 miles per dollar in all purchases.
His most striking brother, the annual rate of $ 395 Capital One Venture X Rewards CED Creditoffers an improved travel experience to compete with other premium products such as American Express Platinum Card® and the CHASE SAPPHIRE Reserve® (see rates and rates).
If you do not carry any card, risk rewards or company X, you may ask: if you request the Well established and pleasant risk rewards for the crowd or see premium with the Luxe Venture x?
Let’s examine both cards to help you decide which One Capital Card It is your best option.
Capital One Venture Rewards vs. Capital One Venture X Comparison
| Card | Capital One Venture Rewards | Capital One Venture X |
|---|---|---|
| Annual rate | $ 95 | $ 395 |
| Welcome offer | GANO 75,000 miles of bonus after spending $ 4,000 in the first three months of opening the account. | GANO 75,000 miles of bonus after spending $ 4,000 in the first three months of opening the account. |
| Profit rates |
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| Other benefits |
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| Foreign transaction rates | None | None |
Capital One Venture Rewards vs. Capital One Venture X Welcome Offer
Venture Rewards and Venture X have the same welcome offer: the new card holders can earn 75,000 miles of bonus after spending $ 4,000 on purchases in the first three months of opening the account.
Both offers are worth $ 1,388 based on August 2025 ValuationsSo you will get a solid value of the bonus no matter what card you choose.
Winner: Tie. Both cards offer the same welcome offer.
Related: How to redeem the welcome offer of 75,000 miles of Capital Bonus One for maximum value
Capital One Venture Rewards vs. Capital One Venture X Benefits
With the Risk rewardsYou will get a loan of $ 120 by TSA Precheck or global entrance, as well as car rental and travel accident insurance, extended guarantee protection and access to ONE CAPITAL LIFE LIFE COLLECTION of hotels and Capital One Entertainment.
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On the contrary, the Venture x It has a stronger list of benefits than more than justifying its highest annual rate if you can maximize them.
As card holder, you will get a $ 300 Annual credit For reservations made through Capital One Travel.
Currently, venture X card holders and their authorized users have courtesy access to Capital solubres And you can bring two free guests. As of February 1, 2026You will need to spend $ 75,000 in a calendar year to keep free access to guests; Otherwise, adults will cost $ 45 each, children of 17 years and less than $ 25, and children under 2 years remain free.
With adventure x, you will also get a Priority pass Membership in the living room of more than 1,700 locations worldwide. Guests can join again at no additional cost until January 31, 2026, after which you will have to pay $ 35 per guest.
An additional venture x is that you can add a limited number of Authorized users No additional rate. However, as of February 1, 2026, if you want your authorized user to have room access, you will have to pay $ 125 for the privilege.
You will also receive 10,000 bonus miles, with a value of $ 185 according to August 2025 Valuationson each anniversary of card holders, together with access to the collection of Capital lifestyle One and the collection of premier luxury hotels, travel protection, extended guarantee protection and cell phone protection.
Winner: Venture X. As the most premium card offer, it has a much stronger list of benefits than risk rewards.
Related: Is it worth the capital one venture x the annual rate of $ 395?
Win miles in the capital One Venture Rewards vs. Capital One Venture X
Both Risk rewards and the Venture x Win bonus miles on reserved trips through Capital One Travel and 2 miles per dollar spent on all other purchases. Both cards also earn 5 miles per dollar spent on capital entertainment purchases one (until December 31, 2025).
With risk rewards, it will earn 5 miles per dollar spent on HotelsVacation and rental rents reserved through Capital One Travel. However, if you have the venture X, it will earn 10 miles per dollar spent on hotels and rental cars reserved through Capital One Travel and 5 miles per dollar spent on flights and holiday rentals reserved through the same portal.
Winner: Venture X. wins twice as much miles as the company rewards in hotels and rental cars reserved through Capital One Travel. Venture X also wins bonus miles on reserved flights through Capital One Travel, while venture rewards.
Related: 7 types of purchases that you must make with your Capital Capital Rewards card One One
Redeeming miles in the capital One Venture Rewards vs. Capital One Venture X
Both Risk rewards and the Venture x Capital wins a mile and gives you the same redemption options.
You will get the highest value by transferring its miles to one of the more than 15 of Capital One transferred partnersBut you can also exchange them for a Declaration credit to cover travel purchases o Gift cards to a flat rate of 1 penny per mile.
Both cards allow you to redeem your miles for cash return, but you will get a much lower rate than 0.5 cents per mile, so we recommend avoiding this option whenever possible.
Winner: Tie. Both cards give him the same options to exchange their miles.
Related: Should capital transfer a mile to partners or redeem directly to travel?
Transfer miles with the capital One Venture Rewards vs. Capital One Venture X
One of the best things of risk rewards and company X is that they allow it Transfer your miles to one of the more than 15 hotel partners and Capital One Airlines, including valuable options such as Air France-Klm Flying Blue, British Airways Club and Thousands of Turkish airlines and smiles.
And if you can take advantage of a welcome bonus, you will get even more value from your miles. For example, TPG Senior Points and Miles Writer Ben Smithson obtains a solid value of its miles by transferring them to Air Canada Aeropan And flying blue.
Winner: Tie. Both risk rewards and company X are transferred to the same partners to the same fees.
Related: Charge in capital a mile? How to obtain the maximum value when redeeming miles
Should I get the rewards of Venture de Capital One or Capital One Venture X?
If you are focused on keeping the costs of annual rates, go with the Risk rewards. You will obtain a solid income rate, the ability to take advantage of the Capital Transfer One and some travel benefits for only an annual rate of $ 95. However, if you want access to the airport and can maximize your annual credit of $ 300, the Venture x It is the best option.
Related: Who should (and shouldn’t) get the One Venture X capital card?
How to update on Capital One Venture Rewards to Capital One Venture X
If you already have risk rewards and want to update Venture X, you can call the number in the back of your card and request a product change. You will not be able to take advantage of your new card, but it is a good way to obtain more benefits without worrying about eligibility.
It can also degrade venture rewards from venture X through the same method.
Related: How Venture X saved me more than $ 6,000 on a summer trip to France
End
Both Risk rewards And the Venture X are excellent travel rewards cards that earn bonus miles in Capital Travel purchases One and at least 2 miles per dollar in all other purchases.
He Venture x It is a large card for those who can take advantage of access to your airport hall and the annual travel credit, while risk rewards are better for anyone looking to keep the annual costs of rates. Regardless of the card you choose, you will get solid travel benefits and get valuable transferable rewards.
For more information, read our complete reviews of the Risk rewards and Venture x.
Learn more: Capital One Venture Rewards
Learn more: Capital One Venture X
For Capital One products listed on this page, Visa® or Mastercard® can provide some of the benefits and may vary according to the product. See the respective guide of the benefits to obtain details, as the terms and exclusions apply.
