He CHASE SAPPHIRE Reserve® (see rates and rates) and his most economical brother, the CHASE SAPPHIRE PREFERRED® card (see rates and rates), are among the The best travel cards Due to its incredible income rates.
Both win 3 Chase Ultimate Rewards Points per dollar spent on gastronomic purchases worldwide, plus 4 points per dollar spent on flights and hotels directly reserved in the sapphire reserve* and 2 points per dollar spent on all trips for the preferred sapphire. In addition, (until September 30, 2027), the cards earn 5 points per dollar spent on Lyft Walks
*The new card holders who requested the Sapphire reservation on June 23 and beyond have access to the 4 points per dollar spent in the profit rate. Existing sapphire reserve card holders will have access to this high gain rate as of October 26.
Definition of Chase of What counts as a travel purchase It is quite wide, including virtually all positions related to the trip, from Airbnb reserves to parking fees. But how is your dining room definition accumulates? Fortunately, it is also quite generous.
‘Restaurants’, according to Chase
This is how the “restaurants” are defined, according to the Chase’s website:
‘The main business of merchants in this category is a seated dinner or food, including fast food restaurants and establishments of excellent restaurants. Merchants who sell food and drinks located within facilities such as sports stadiums, hotels and casinos, thematic parks, edible and department stores will not be included in this category unless the merchant has established such purchases to qualify for a restaurant category. Bakeries, catering, kits delivery services and gift card merchants are not included in the category. Delivery services and food services will be included if they are classified as a restaurant merchant ‘.
While the term “restaurants” is quite simple, in practice, this category is broader than it seems on the surface. Essentially, any establishment that serves (unlike sales).
The purchase will qualify if a merchant is classified in a restaurant category when postulates to accept credit cards.
For example, bars (including those who do not serve food) and coffee shops such as Starbucks Typically encodes how food purchases. In most cases, it will earn 3 points per dollar spent with restaurant delivery services, including Dordash and Uber Eats.
Daily Bulletin
Reward your entrance tray with the TPG Diario Bulletin
Join more than 700,000 readers to receive news, in -depth guides and exclusive agreements of TPG experts
Related: Best credit cards for gas
What generally takes care of gastronomic purchases?
- Gate
- Breweries
- Coffees
- Coffee shops
- Fast food restaurants
- Judgment
- Restaurant delivery services (Caviar, Dordash, EAT24, Grubhub and Seamless, but not postmates)
- Restaurants
- University dining room
- Expensive machines
What does it not typically have as meal purchases?
- Bakeries
- Catering services
- Food and drink establishments located within larger merchants
- Grocery stores
- Food and drinks in flight
- Food Kit Subscriptions
As an additional restaurant delivery benefit, Chase Sapphire preferred and Zafiro reserve Card holders also get at least one year after DashPass DashPass Free Membershipwhich gives you free delivery and reduced service rates in eligible purchases (it must be activated before December 31, 2027).
While it is rare, sometimes the restaurants are not classified correctly, so if you feel that an eligible dining room purchase did not codify correctly, you can always try to dispute it with a persecution representative to obtain the bonus points that you think you deserve.
Related: Chase Sapphire Prefereted vs. Sapphire reserve: Should I go at half level or premium?
End
The definition of Chase of a meal purchase is quite extensive, so that preferred and sapphire sapphire reserve card holders have many opportunities to earn 3 final rewards points per dollar spent. Based on July 2025 ValuationsThat is a return of up to 6.15% in these purchases.
In addition, you could get even more rewards linking your card with reward programs for gastronomy as ink, Rakuten either Sitting.
Apply here: Chase Sapphire reserve with 100,000 bonus points and a promotional credit of Chase℠ $ 500 after spending $ 5,000 on purchases within the first three months of opening the account.
Apply here: Chase Sapphire preferred card with 75,000 bonus points after spending $ 5,000 on purchases within the first three months of opening the account.
