If it owns a business that seeks to obtain rewards in your business, Chase has an excellent alignment of adequate cards for almost any business.
He Ink Business Unlimited® credit card (see rates and rates) It is an easy and flat cash return card to use. There is also the Ink Business Cash® Credit Card (see rates and rates), Another excellent cash return product without annual rate.
If you want more Bang for your money, you can convert the reimbursement of cattle in the unlimited or in cash in Final rewards points If you have a Chase credit card that wins those points, such as CHASE SAPPHIRE Reserve® (see rates and rates), CHASE SAPPHIRE PREFERRED® card (see rates and rates) or the Ink Business Prefered® credit card (see rates and rates).
He Ink Business Premier® credit card (see rates and rates) It can be a solid cash return card for your business, but keep in mind that it does not allow card holders to convert the rewards won into Chase Ultimate rewards.
Note that these are Commercial credit cards. I may Get a commercial credit card Even if your secondary business is still on the smallest side. Although it does not need an established office with multiple employees to apply (that is freelancers And the unique owners are also eligible), will need a business of some kind to request these cards.
Let’s execute a general description of each card to see which one would be better for your small business.
Related: The best time to request these popular Chase credit cards based on offers history
Ink Business unlimited credit card
Welcome Bonus: Gane $ 750 in bonus cash after spending $ 6,000 in the first three months after the opening of the account. This is the standard welcome offer for this card, but meets our criteria for when to request.
Annual rate: $ 0
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Income rate: 1.5% in cash in all purchases.
Who should apply: The Ink Business Unlimited is an excellent option for small companies and unique owners that have no expenses concentrated in specific expenses categories. The category does not matter, it will get 1.5% fixed between purchases.
While it is not the most lucrative flat rate option for business owners, it is useful if you have Chase Credit cards of the Ultimate reward points to convert that 1.5% into cash into 1.5 points per dollar (a 3.1% yield, based on May 2025 of TPG Valuations).
For more information, see our Complete review of The Ink Business Unlimited.
Apply here: Ink Business Unlimited
Ink business preferred credit card
Welcome Bonus: GAN 90,000 bonus points after spending $ 8,000 on purchases in the first three months after the opening of the account.
This bonus is the average offer we see on this card. We have seen better offers in the past, so we recommend waiting to run. According to the TPG in May 2025 ValuationsThis welcome bonus is worth $ 1,845.
Annual rate: $ 95
Profit rates: Win 3 points per dollar in the first $ 150,000 spent on combined purchases in these categories every year: shipping purchases, internet, cable and telephone services, travel purchases and advertising with social networks and search engines (then 1 point per dollar). 1 point will earn per dollar in all other purchases.
Who should apply: The owners of small businesses with significant expenses in the previous bonus categories will be delighted to win up to 450,000 points per year in those purchases. This card also provides direct access to Chase’s Hotel and Airline Transfer Partnersso you can keep on its own in your wallet.
For more information, see our Complete Review of the preferred ink business.
Apply here: Preferred ink business
Related: Who is eligible for Chase Ink Business’s favorite card?
Ink Business Cash credit card
Welcome Bonus: Gan a total of $ 750 in cash: get a cash refund of $ 350 after spending $ 3,000 on purchases in the first three months of opening an account, plus an additional reimbursement of $ 400 after spending $ 6,000 in the first six months.
While this is not the highest offer we have seen, this offer meets our standards about when to run.
Annual rate: $ 0
Profit rates: 5% cash reimbursement in the first $ 25,000 spent on combined purchases in each year of anniversary in office supplies and internet services stores, cable and telephone, 2% in cash in the first $ 25,000 spent on purchases combined in service stations and restaurants of each year anniversary of the account and 1% in all other purchases.
Who should apply: He Ink Business effective It is ideal for anyone who spends a lot on office supplies and internet services, cable and telephone stores. These are common expenses for many small businesses, so most business owners should maximize Ink’s commercial cash.
For more information, see our Complete review of Ink Business cash.
Apply here: Ink Business effective
Ink Business Premier credit card
Welcome Bonus: GANO $ 1,000 in Bond Cash Return after spending $ 10,000 in the first three months after the opening of the account. This is not the best welcome offer, so we recommend waiting for a better before applying.
Annual rate: $ 195
Profit rates: Win 2.5% cash reimbursement in purchases of $ 5,000 or more and 2% return to all other purchases.
Who should apply: This card is ideal for small businesses that are looking for a card with a flexible spending limit. This card has no fixed credit limit, but you must pay the invoice in its entirety every month and cannot carry a balance. If you can comply with these criteria, you will enjoy the potential for unlimited profits on this card.
However, it is worth noting that the rewards of this card cannot be combined with Chase Ultimate Revenue cards.
For more information, see our Complete Review of The Ink Business Premier.
Apply here: Premier business ink
Is it worth these bonds?
It is worth obtaining one of these cards if you have an important purchase that you want to use to get one of these welcome bonds, or if you want to take advantage of your income rates sooner rather than later.
While these cards will not be added to your Total 5/24 chaseIt must be below 5/24 to request any persecution cards. If you have opened five or more credit cards (of any bank) in the last 24 months, you are likely to reject it when you request.
Commercial credit cards, or Cards with significant welcome bonds – They tend to have greater expense requirements to achieve bonus. If you can meet that requirement, the welcome bonus is almost always worth the effort.
Related: The final guide for credit card application restrictions
End
If you can combine your rewards with an existing Ultimate Rewards, these bonus offers are even more valuable. While you should consider 5/24 when applying, it is certainly worth looking at these current offers.
Most small businesses should be able to reach the spending threshold to take advantage of any of the bonds. Any of Ink Business’s credit cards could be a solid addition to any person’s wallet.
Apply here: Ink Business Unlimited
Apply here: Ink Business effective
Apply here: Preferred ink business
Apply here: Premier business ink
