Being a points and mile enthusiast means that I have a drawer full of credit cards. Choosing which cards carrying in my wallet can be a discouraging task sometimes. However, a card will always have a slot in my wallet: the CHASE SAPPHIRE PREFERRED® card (see rates and rates).
The preferred sapphire was crowned Best Travel Rewards Credit Card in the TPG 2024 awards for seventh consecutive year. Therefore, it is not surprising that TPG employees classify this as one of their favorite credit cards.
Sapphire’s new preferred card holders can obtain a higher welcome offer for limited time of 100,000 bonus points after spending $ 5,000 on purchases in the first three months of opening the account. Based on TPG April in April 2025 ValuationsThis offer is worth $ 2,050.
Here is why the favorite sapphire will always stay in my wallet.
Solid gain rates
The most attractive characteristic of Preferred sapphire For me it is your high profits in a multitude of categories:
- 5 points per dollar in hotels and reserved car rentals Chase Travel℠
- 5 points per dollar in eligible Lyft rough (Until September 30, 2027)
- 5 points per dollar spent on squad equipment and accessory purchases of $ 150 or more (until December 2027, with a limit of 25,000 bonus points)
- 3 points per dollar spent on restaurants, selected transmission services and purchases of online groceries (excluding Walmart, Target and wholesale clubs)
- 2 points per dollar spent on all other trips not reserved through Chase Travel
- 1 point per dollar spent on everything else
Dining is the largest expense category on my cards. He American Express® Gold Card It is my reference card for dinner in restaurants worldwide due to its profit rate of 4 points per dollar (up to $ 50,000 in purchases per calendar year, then 1 point per dollar).
However, as an international enthusiastic, I often find myself in many holes of holes in the wall that do not accept Amex. That’s where my sapphire preferred is useful with its gain rate of 3 points per dollar in food. The preferred sapphire is in the Visa Red, so I never worry about acceptance.
In addition, I love the 2 points per dollar that this card earns on reserved trips outside Chase Travel. Chase defines travel very widelyAnd the most common travel purchases I make, such as transport, parking and public transport, such as trips such as trips.
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Lyft is my application of election races. I take at least 10 lyfts on average per month, so wining 5 points per dollar spent on no limit helps me to accumulate Chase Ultimate Rewards Points (Until September 30, 2027).
Related: The best international travel cards
Flexible points
Another important reason to carry the Preferred sapphire This is how you can win Final rewards points. Card holders can exchange these points through Chase Travel at 1.25 cents per point or transfer them to one of CHASE’S 14 HOTEL AND AEROLINE MEXTS.
Personally, I do not exchange through Chase Travel since the value of my points is significantly greater when using transfer partners.
Recently, I redeemed 30,000 final rewards points transferring them to Hyatt world For a two -night stay at the Hyatt Centric Dublin The Liberties in Dublin during the weekend of San Patricio’s day, when cash lasted more than $ 450 per night.
Related: How much are the Chase Ultimate Rewards points?
Valuable declaration credits
He Preferred sapphire Comes with a practical Annual Hotel Credit of $ 50 When you reserve through Chase Travel.
In general, I do not recommend reserving a hotel through a online travel agency Like Chase Travel, since booking directly with the hotel is usually the best. That way, you can win points with the loyalty program of that brand.
However, I recommend it when you are abroad in cities where the hotels that interest you are not part of any important loyalty program.
Two years ago, I used the hotel credit for one night at the Canzi Cataratas Hotel, near the Iguazu Falls in Brazil. Last year, I used credit for one night at a Boutique hotel in Morocco.
None of these hotels was attached to a loyalty program, so I had no problems reserve through Chase Travel. These hotels were a little more than $ 50 per night, so the annual credit effectively noted me near a FREE NIGHT always.
Related: 6 reasons why you must book directly with an airline or hotel
Stackable persecution offers
Chase sends specific offers to card holders, which means these offer It varies according to the card holder. I often see offers such as extra points or cash refund in retailers and restaurants that frequent.
These offers directed in the Preferred sapphire They are also stackable with card bonus gains and with Purchasing portals.
Related: Bonus miles with these promotions of the airline portal
Useful benefits
He Preferred sapphire It includes a handful of benefits that you use frequently. These include a complementary DashPass DashPass membership (Active before December 31, 2027).
DashPass’s membership is very valuable to me, since I ask for food at least once a month, and DashPass renounces the delivery rate.
This card also has There are no foreign transaction rates and numerous travel protectionsWhat can help me in case my plans go wrong. That is essential for me as a frequent international traveler.
Related: Instant+ members now get a free peacock subscription
Low annual rate
Many cards with similar benefits and profit rates have high annual rates. This makes him Preferred sapphire It stands out with its annual rate of only $ 95. Its benefits, declaration and ability credits to gain final rewards points provide sufficient value to easily overcome their annual rate.
End
He Preferred sapphire It is a credit card that will always be in my wallet. With its excellent income rates and without foreign transaction rates, it is the perfect travel companion for avid international travelers like me.
The most important thing, the favorite sapphire wins a flexible rewards currency in the form of Chase Ultimate rewards, which allows me to take advantage transferred partners To maximize my redemption value.
For more information, read our Complete review of the Sapphire Chase Prefereted.
Apply here: Chase Sapphire preferred
