He CHASE SAPPHIRE PREFERRED® card (see rates and rates) is widely considered one of the best Travel cards In the market: even win the TPG travel rewards card prize for seven consecutive years in the TPG Awards.
If you still do not wear this precious card, it is now a good time to add it to your wallet, since you are currently offering an incredible welcome bonus, more about that below.
Let’s saute the key advantages of the preferred chase sapphire and why it should be your first, or next, reward the credit card.
Great welcome bonus value
He Chase Sapphire preferred He currently offers a welcome bonus for a limited time of 100,000 final rewards points after spending $ 5,000 within the first three months of opening the account.
By redeeming for a fixed value (1.25 cents each), those 100,000 Chase Ultimate Rewards Points They are worth $ 1,250 through the Chase Ultimate Rewards Portalwhere you can book flights, hotels and rental cars.
However, our March 2025 Valuations PIG The current welcome offer to an impressive $ 2,050 – if it redeems its points through Chase’s 11 airlines and three hotel partners That allows you to transfer the points to their respective loyalty programs in a 1: 1 relationship.
Related: A superior travel card contender: Review of the preferred credit card by Chase Sapphire
Excellent rewards rates
Since its launch in 2009, the Chase Sapphire preferred He has offered bonus rewards in travel and food purchases, which cover everything from Uber walks and parking fees to Food delivery services.
Chase renewed the categories and bonus benefits that make the sapphire prefer more competitive than ever. Now, card holders can win:
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- 5 points per dollar spent on reserved trips through Chase Travel℠ (excluding the purchases of hotels that qualify for the Ultimate Rewards Anniversary Hotel Credit of $ 50)
- 5 points per dollar spent on Lyft Purchases (until September 30, 2027)
- 5 points per dollar spent on eligible squad bicycle, Treat and Row purchases more than $ 150 (up to 25,000 total points until December 31, 2027)
- 3 points per dollar spent on meal
- 3 points per dollar spent on selection Transmission services and edible online
- 2 points per dollar spent on All other travel purchases
- 1 point per dollar spent on all other purchases
On your account anniversary, too accumulate 10% of your total card expense in the form of points. Each point represents $ 1 spent on the card, so if it spent $ 10,000 on the preferred sapphire in a year, it would receive 1,000 points ago.
The categories and bonus benefits allow card holders to obtain bonus points in all purchases related to travel and daily purchases beyond the welcome offer.
Related: Why will you want to pay the annual $ 95 rate at the Chase Sapphire Prefereted
Exchanges its points for the maximum value
No matter what type of card user, there are ways to obtain a solid value of its final rewards points.
This includes Amazon purchases, Apple products and gift cards. While these reimbursement options will produce between 0.8 and 1 penny per point in value, there are a lot Better ways to stretch their points when using them to travel.
Your easiest option is Reserve trip directly Through Chase Travel since the points are worth a plane of 1.25 cents each.
However, if you are looking to obtain the maximum value of your points, you will want to transfer them to one of the airlines or transfer partners of Hotel de Chase.
Usually, your points will make the most of when transfer them To partners like Southwest Rapid Rewards, Air Canada Aeropan and Hyatt world. In some cases, transfers do so that it can even exceed the TPG assessment in March 2025 of 2.05 cents per point.
Unique travel benefits and protections
The value of Chase Sapphire preferred You don’t stop winning and redeeming points. When you pay your travel expenses with your card, you will be armed with protections and courtesy travel benefits that could save you hundreds (or thousands) from dollars.
Benefits and protections that come with the Chase Sapphire preferred It means that you can prepare and embark on your trip peacefully.
Annual Hotel Declaration Credit of $ 50
Receive a $ 50 declaration credit Once a year, when I reserve a hotel reserve through Chase Travel.
Primary car rental insurance
Card holders receive Primary car rental insurancethat covers all the loss, damage or theft of a rental car without going through an insurance company.
Lost luggage reimbursement
Card holders receive up to $ 3,000 per traveler covered with the cost of repairing or replacing Checked or Hand luggage that is lost, damaged or stolen During a covered trip.
Refund of the trip delay
Card holders also receive Refund of the trip delay. If your flight, train or other common carrier trip is delayed more than 12 hours or needs one night during the night due to a delay, it is covered by non -reimbursed expenses, such as meals and accommodation of up to $ 500 per ticket. (And if, We have tried this benefitAnd it really works).
Cancellation interruption/travel trip insurance
Yes The trip is cut or interrupted By illness, severe climate or other covered situations, the preferred sapphire also offers protections in these areas. You can recover up to $ 10,000 per person (up to a maximum of $ 20,000 per trip) for prepaid and non -refundable travel expenses, such as plane tickets, hotels and tours.
Luggage delay insurance
Card holders receive Luggage delay insurancewhich covers up to $ 100 per day for up to five days for the essential elements when the controlled luggage is delayed in more than six hours.
Other benefits
Other notable benefits include There are no foreign transaction rates, Make this adequate card for use at home and abroad. This can prevent you from having to pay between 2.7% and 3% in purchases made outside the US.
You can also access Trips and emergency assistance and road assistance.
Related: Your guide for the Chase’s travel insurance coverage
Advantages of lifestyle
Chase has several unique associations that go beyond the realm of travel that Preferred sapphire Card holders can enjoy.
DashPass DashPass
Card holders have free access to at least a year of DashPass DashPasswhich usually costs $ 9.99 per month. You will obtain lower service rates and free delivery in orders exceeding $ 12. Once you activate your DashPass benefit, it is valid until December 31, 2027.
Purchase protection
Card holders receive extended guarantee protection, which extends the manufacturer’s guarantee in one year and covers up to $ 10,000 per article and up to $ 50,000 on behalf of.
In addition, card holders receive Purchase protection that covers the purchases made on your card within 120 days against the loss, theft or damage of up to $ 500 per article and up to $ 50,000 on behalf of.
Related: Chase Sapphire preferred benefits that you may not know about
Cannot qualify for preferred sapphire later
If you are not yet convinced, here is another great reason why you want to request the preferred Chase Chase sooner rather than later: the infamous 5/24 persecution rule.
If you have opened five or more new personal credit cards in the last 24 months in all banks, not only with Chase, it is almost approved for the favorite sapphire (or other consumer persecution card).
As a result, if you want to take advantage of the welcome bonus and the other advantages that come with the Chase Sapphire preferredIt is a good idea to add it to your wallet before moving to other cards.
In the same way, if you have received a welcome bonus from the CHASE SAPPHIRE Reserve® (see rates and rates) In the last 48 months or still has an open sapphire reserve, it will not be eligible for the favorite sapphire welcome bonus.
Related: TPG beginner guide: everything you need to know about points, miles, airlines and credit cards
End
He Chase Sapphire preferred It has no comparison in terms of value and affordability. With an annual rate of $ 95, there are many ways to justify this cost, whether the most lucrative welcome bonus, continuous rewards or courtesy travel protections that ensure tranquility in their trips.
Apply here: Chase Sapphire preferred card
Related: The best persecution cards
